Compare Today’s Refinance Rates for Bethany, Connecticut 06524
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bethany, Connecticut 06524.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bethany, Connecticut 06524. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,119 or $48 per month in Bethany and other parts of New Haven county.
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Summary of Average Refinances in Bethany, Connecticut 06524
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Bethany, Connecticut 06524
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bethany, CT 06524, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bethany, Connecticut 06524 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bethany, Connecticut and the surrounding New Haven county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.00% | 58.23% | 55.08% | 45.38% | 56.00% | 51.16% | 50.85% | 65.06% | 42.25% |
| avg refi rate | 6.06% | 4.02% | 3.02% | 3.52% | 4.61% | 4.85% | 4.25% | 4.00% | 4.06% |
| % 15 year fixed refinance | 20.00% | 24.05% | 26.74% | 35.38% | 32.00% | 30.23% | 28.81% | 19.28% | 35.21% |
| avg refi rate | 4.88% | 2.89% | 2.60% | 2.78% | 4.09% | 4.07% | 3.33% | 3.22% | 3.30% |
| Avg credit score | 743.60 | 741.10 | 750.01 | 749.65 | 723.18 | 740.67 | 748.97 | 745.83 | 743.14 |
| Avg LTV (loan to value) | 75.40% | 62.78% | 67.02% | 69.04% | 73.70% | 69.60% | 69.73% | 72.51% | 67.75% |
| Avg DTI (debt to income) | 36.00 | 32.77 | 32.22 | 31.43 | 34.64 | 33.00 | 33.27 | 32.10 | 31.13 |
| Avg refinance insurance % | 5.00% | 1.39% | 2.95% | 2.72% | 5.36% | 5.00% | 4.32% | 4.78% | 2.32% |
Best Refinance Brokers around Bethany, Connecticut 06524
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bethany, Connecticut 06524, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Tracey Fiske
Mortgage Loan Originator
48 Earley Court
Bethany, CT 06524
(203) 393-9446
tjackson-fiske@villagemtg.com
Dotty Owens
Mortgage Broker
287 Tyler St
East Haven, CT 06524
(203) 469-5626
do1025@aol.com
Bob White
Mortgage Broker
287 Tyler St
East Haven, CT 06524
bwhite365@yahoo.com
Matthew Isleib
Mortgage Banker
149 Amity Rd
New Haven, CT 06524
(203) 268-0646
matthew.w.isleib@chase.com
Address
48 Earley Court
Bethany, CT
Contact
(203) 393-9446
Fax (301) 639-0804
tjackson-fiske@villagemtg.com
Address
287 Tyler St
East Haven, CT
Contact
(203) 469-5626
Fax (301) 639-0804
do1025@aol.com
Address
287 Tyler St
East Haven, CT
Contact
Fax (301) 639-0804
bwhite365@yahoo.com