Compare Today’s Refinance Rates for Chester, Connecticut 06412

Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Chester, Connecticut 06412.

Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $15,863 over the lifetime of your mortgage, which translates to a monthly savings of $44 in Chester and other areas of Middlesex county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinances in Chester, Connecticut 06412

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

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Interactive Refinance Rate Projections for Chester, Connecticut 06412

ZIP Code

Loan Purpose

Loan Type

Credit Score

Home Value

Loan Value

Household Income

Other Debt

Source: Fannie Mae and Freddie Mac

Pureloan has developed an interactive chart to monitor the five largest local lenders in Chester, CT 06412, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Chester, Connecticut 06412

Chester is a town in Middlesex County, Connecticut, United States. The town is part of the Lower Connecticut River Valley Planning Region. The population was 3,749 at the 2020 census. The town center is defined by the U.S. Census Bureau as a census-designated place. The name is a transfer from Chester, in England.

Chester is a town in Middlesex County, Connecticut, United States. The town is part of the Lower Connecticut River Valley Planning Region. The population was 3,749 at the 2020 census. The town center is defined by the U.S. Census Bureau as a census-designated place. The name is a transfer from Chester, in England. Read less

Historical Refinance Rates in Chester, Connecticut 06412 from 2024 - 2016

The following historical data provides insights into refinancing trends in Chester, Connecticut and the surrounding Middlesex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

	2024	2023	2022	2021	2020	2019	2018	2017
% 30 year fixed refinance	43.24%	48.69%	45.98%	45.43%	50.67%	43.32%	39.14%	47.10%
avg refi rate	4.01%	3.90%	4.08%	4.57%	3.79%	3.96%	4.53%	4.84%
% 15 year fixed refinance	43.69%	38.08%	35.71%	43.22%	36.62%	38.35%	42.59%	36.91%
avg refi rate	3.28%	3.11%	3.29%	3.61%	3.06%	3.28%	3.76%	4.21%
Avg credit score	753.18	756.22	759.72	752.62	765.98	770.38	767.49	768.53
Avg LTV (loan to value)	71.71%	74.77%	76.10%	75.91%	74.87%	72.32%	71.38%	70.82%
Avg DTI (debt to income)	30.39	30.89	29.86	30.46	29.16	28.00	28.56	28.66
Avg refinance insurance %	3.62%	5.80%	7.25%	6.58%	6.40%	4.97%	4.01%	3.68%

Source: Financial Report of the US Government

Best Refinance Brokers around Chester, Connecticut 06412

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chester, Connecticut 06412, we have compiled a list of top refinance brokers to assist you in the process.

Name

Address

Contact

Carol Montagna

Loan Officer

219 S Main St

Cheshire, CT 06412

(203) 439-9400 Ext432

cmontagna@bcifinancial.com

Michael Coleman

Loan Officer

219 S Main St

Cheshire, CT 06412

(203) 439-9400 Ext433

mcoleman@bcifinancial.com

Brian Turley

Loan Officer