Compare Today’s Refinance Rates for Goshen, Connecticut 06756
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Goshen, Connecticut 06756.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Goshen, Connecticut 06756. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,962 or $36 per month in Goshen and other parts of Litchfield county.
Summary of Average Refinances in Goshen, Connecticut 06756
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Interactive Refinance Rate Projections for Goshen, Connecticut 06756
Pureloan has developed an interactive chart to monitor the five largest local lenders in Goshen, CT 06756, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Goshen, Connecticut 06756 from 2024 - 2016
The following historical data provides insights into refinancing trends in Goshen, Connecticut and the surrounding Litchfield county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 46.34% | 38.57% | 33.33% | 31.03% | 68.97% | 48.39% | 40.96% | 50.77% |
avg refi rate | 6.19% | 4.06% | 2.99% | 3.21% | 4.58% | 4.72% | 4.37% | 3.89% | 4.08% |
% 15 year fixed refinance | 31.71% | 43.33% | 47.70% | 44.83% | 24.14% | 25.81% | 42.17% | 36.92% | |
avg refi rate | 3.46% | 2.48% | 2.68% | 3.55% | 3.96% | 3.19% | 3.04% | 3.10% | |
Avg credit score | 738.00 | 725.15 | 754.10 | 757.77 | 748.24 | 726.28 | 733.03 | 759.75 | 750.05 |
Avg LTV (loan to value) | 80.50% | 68.68% | 70.16% | 73.11% | 75.24% | 74.76% | 74.58% | 68.47% | 70.09% |
Avg DTI (debt to income) | 36.00 | 32.00 | 31.01 | 30.59 | 31.14 | 35.31 | 33.35 | 30.64 | 29.95 |
Avg refinance insurance % | 6.00% | 2.27% | 4.97% | 4.86% | 4.41% | 5.00% | 3.35% | 2.73% | 3.34% |
Best Refinance Brokers around Goshen, Connecticut 06756
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Goshen, Connecticut 06756, we have compiled a list of top refinance brokers to assist you in the process.
Monica Serva
Mortgage Broker
10 Precision Rd Ste B
Danbury, CT 06756
(888) 743-9985
mserva@prysmalending.com
Marisa Pinto
Branch Manager
109 North St Ste 3
Danbury, CT 06756
(203) 394-1836
mpinto@homesteadfunding.com
Carnell Newsome
Loan Originator
109 North St Ste 3
Danbury, CT 06756
(203) 791-1736 Ext352
cnewsome@homesteadfunding.com
Richard J. Vicinanza
Senior Loan Originator
109 North St Ste 3
Danbury, CT 06756
(914) 447-6158
rvicinanza@homesteadfunding.com
Crystol Clark
Mortgage Specialist
12 Hayestown Ave
Danbury, CT 06756
(203) 830-4486
cclark@sbdanbury.com
Address
10 Precision Rd Ste B
Danbury, CT
Contact
(888) 743-9985
Fax (301) 639-0804
mserva@prysmalending.com
Address
109 North St Ste 3
Danbury, CT
Contact
(203) 394-1836
Fax (301) 639-0804
mpinto@homesteadfunding.com
Address
109 North St Ste 3
Danbury, CT
Contact
(203) 791-1736 Ext352
Fax (301) 639-0804
cnewsome@homesteadfunding.com