Compare Today’s Refinance Rates for Monroe, Connecticut 06468
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Monroe, Connecticut 06468.
With a 30-year amortization refinance in Monroe and surrounding areas of Fairfield county, our calculations show that you can expect to save up to $13,098 over the lifetime of your mortgage, or a monthly savings of $36. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Monroe, Connecticut 06468.
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Summary of Average Refinances in Monroe, Connecticut 06468
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Monroe, Connecticut 06468
Pureloan has developed an interactive chart to monitor the five largest local lenders in Monroe, CT 06468, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Monroe, Connecticut 06468 from 2024 - 2016
The following historical data provides insights into refinancing trends in Monroe, Connecticut and the surrounding Fairfield county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 58.65% | 51.18% | 53.17% | 61.19% | 71.43% | 62.96% | 54.55% | 60.00% |
| avg refi rate | 6.69% | 3.98% | 2.99% | 3.35% | 4.44% | 4.41% | 4.17% | 3.92% | 4.10% |
| % 15 year fixed refinance | 25.00% | 31.07% | 29.76% | 17.91% | 17.14% | 22.22% | 27.27% | 25.00% | |
| avg refi rate | 3.06% | 2.52% | 2.96% | 3.96% | 3.85% | 3.49% | 3.26% | 3.35% | |
| Avg credit score | 742.67 | 738.99 | 750.33 | 741.01 | 744.27 | 738.11 | 747.74 | 744.71 | 746.87 |
| Avg LTV (loan to value) | 72.50% | 62.60% | 66.24% | 71.00% | 69.91% | 73.60% | 72.56% | 71.85% | 73.00% |
| Avg DTI (debt to income) | 41.00 | 32.89 | 31.88 | 32.77 | 33.96 | 29.31 | 31.67 | 32.33 | 31.47 |
| Avg refinance insurance % | 2.00% | 1.45% | 2.15% | 3.49% | 4.49% | 5.94% | 4.07% | 3.30% | 4.78% |
Best Refinance Brokers around Monroe, Connecticut 06468
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Monroe, Connecticut 06468, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Samuel Molina
Mortgage Broker
488 Hammertown Rd
Monroe, CT 06468
(203) 880-9284
samuel.molina@anilom.net
Tom Lutz
Mortgage Banker
39 Main St
Newtown, CT 06468
(203) 426-4440 Ext3914
tlutz@nsbonline.com
William R. Hart
Mortgage Banker
39 Main St
Newtown, CT 06468
(203) 426-4440 Ext3121
bhart@nsbonline.com
JD Brayton
Senior Mortgage Banker
110 Washington Ave
North Haven, CT 06468
(203) 206-7995
jbrayton@drb-mtg.com
David Cox
Senior Mortgage Banker
110 Washington Ave
North Haven, CT 06468
(203) 234-6353
dcox@drb-mtg.com
Address
488 Hammertown Rd
Monroe, CT
Contact
(203) 880-9284
Fax (301) 639-0804
samuel.molina@anilom.net
Address
39 Main St
Newtown, CT
Contact
(203) 426-4440 Ext3914
Fax (301) 639-0804
tlutz@nsbonline.com
Address
39 Main St
Newtown, CT
Contact
(203) 426-4440 Ext3121
Fax (301) 639-0804
bhart@nsbonline.com