Compare Today’s Refinance Rates for Oakville, Connecticut 06779
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Oakville, Connecticut 06779.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $52,448 over the lifetime of your mortgage, which translates to a monthly savings of $146 in Oakville and other areas of Litchfield county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Oakville, Connecticut 06779
Become a certified mortgage expert on Pureloan.com
in Oakville, Connecticut 06779
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Oakville, Connecticut 06779
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oakville, CT 06779, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oakville, Connecticut 06779 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oakville, Connecticut and the surrounding Litchfield county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 50.00% | 42.86% | 53.45% | 40.00% | 75.00% | 70.00% | 38.10% | 38.46% |
avg refi rate | 6.50% | 3.67% | 3.03% | 3.31% | 4.21% | 4.56% | 4.16% | 3.67% | 4.13% |
% 15 year fixed refinance | 31.25% | 33.93% | 31.03% | 53.33% | 12.50% | 30.00% | 57.14% | 61.54% | |
avg refi rate | 2.75% | 2.53% | 2.66% | 3.69% | 3.25% | 3.54% | 3.07% | 2.94% | |
Avg credit score | 700.00 | 753.19 | 748.20 | 756.43 | 748.47 | 712.00 | 743.70 | 739.62 | 748.15 |
Avg LTV (loan to value) | 60.00% | 71.25% | 70.29% | 74.69% | 71.80% | 77.88% | 80.30% | 73.00% | 72.54% |
Avg DTI (debt to income) | 18.00 | 33.50 | 31.43 | 30.34 | 36.13 | 32.00 | 34.40 | 30.62 | 25.38 |
Avg refinance insurance % | 5.31% | 3.70% | 8.14% | 5.20% | 8.38% | 8.50% | 5.19% | 4.23% |
Best Refinance Brokers around Oakville, Connecticut 06779
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oakville, Connecticut 06779, we have compiled a list of top refinance brokers to assist you in the process.
Monica Serva
Mortgage Broker
10 Precision Rd Ste B
Danbury, CT 06779
(888) 743-9985
mserva@prysmalending.com
Marisa Pinto
Branch Manager
109 North St Ste 3
Danbury, CT 06779
(203) 394-1836
mpinto@homesteadfunding.com
Carnell Newsome
Loan Originator
109 North St Ste 3
Danbury, CT 06779
(203) 791-1736 Ext352
cnewsome@homesteadfunding.com
Richard J. Vicinanza
Senior Loan Originator
109 North St Ste 3
Danbury, CT 06779
(914) 447-6158
rvicinanza@homesteadfunding.com
Crystol Clark
Mortgage Specialist
12 Hayestown Ave
Danbury, CT 06779
(203) 830-4486
cclark@sbdanbury.com
Address
10 Precision Rd Ste B
Danbury, CT
Contact
(888) 743-9985
Fax (301) 639-0804
mserva@prysmalending.com
Address
109 North St Ste 3
Danbury, CT
Contact
(203) 394-1836
Fax (301) 639-0804
mpinto@homesteadfunding.com
Address
109 North St Ste 3
Danbury, CT
Contact
(203) 791-1736 Ext352
Fax (301) 639-0804
cnewsome@homesteadfunding.com