Compare Today’s Refinance Rates for Riverside, Connecticut 06878
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Riverside, Connecticut 06878.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,359 over the lifetime of your mortgage, which translates to a monthly savings of $37 in Riverside and other areas of Fairfield county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Riverside, Connecticut 06878
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Interactive Refinance Rate Projections for Riverside, Connecticut 06878
Pureloan has developed an interactive chart to monitor the five largest local lenders in Riverside, CT 06878, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Riverside, Connecticut 06878 from 2024 - 2016
The following historical data provides insights into refinancing trends in Riverside, Connecticut and the surrounding Fairfield county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
% 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Riverside, Connecticut 06878
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Riverside, Connecticut 06878, we have compiled a list of top refinance brokers to assist you in the process.
Joy Fitzpatrick
Mortgage Banker
1150 E Putnam Ave
Riverside, CT 06878
(203) 637-4516
joy.m.fitzpatrick@chase.com
Michael Daversa
MORTGAGE BANKER
18 Kings Hwy N
Westport, CT 06878
0
mdaversa@atlanticresidential.net
James Bremm
MORTGAGE BANKER
18 Kings Hwy N
Westport, CT 06878
0
jbremm@atlanticresidential.net
Carissa Costello
MORTGAGE BANKER
18 Kings Hwy N
Westport, CT 06878
0
ccostello@atlanticresidential.net
Vivian Dye
MORTGAGE BANKER
18 Kings Hwy N
Westport, CT 06878
0
vdye@atlanticresidential.net
Address
1150 E Putnam Ave
Riverside, CT
Contact
(203) 637-4516
Fax (301) 639-0804
joy.m.fitzpatrick@chase.com
Address
18 Kings Hwy N
Westport, CT
Contact
0
Fax (301) 639-0804
mdaversa@atlanticresidential.net
Address
18 Kings Hwy N
Westport, CT
Contact
0
Fax (301) 639-0804
jbremm@atlanticresidential.net