Compare Today’s Refinance Rates for Waterford, Connecticut 06386
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Waterford, Connecticut 06386.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Waterford, Connecticut 06386. For 30-year amortization refinancing, you can expect lifetime cash savings of $11,830 or $33 per month in Waterford and other parts of New London county.
Summary of Average Refinances in Waterford, Connecticut 06386
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Interactive Refinance Rate Projections for Waterford, Connecticut 06386
Pureloan has developed an interactive chart to monitor the five largest local lenders in Waterford, CT 06386, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Waterford, Connecticut 06386 from 2024 - 2016
The following historical data provides insights into refinancing trends in Waterford, Connecticut and the surrounding New London county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 53.01% | 56.09% | 58.04% | 56.91% | 52.46% | 51.37% | 49.39% | 59.99% | |
| avg refi rate | 3.94% | 3.88% | 4.07% | 4.53% | 3.72% | 3.92% | 4.46% | 4.80% | |
| % 15 year fixed refinance | 34.14% | 28.04% | 25.94% | 30.62% | 34.91% | 29.12% | 31.68% | 26.19% | |
| avg refi rate | 3.24% | 3.12% | 3.30% | 3.64% | 2.98% | 3.25% | 3.76% | 4.22% | |
| Avg credit score | 756.95 | 759.34 | 759.43 | 753.30 | 767.17 | 771.08 | 767.40 | 766.88 | |
| Avg LTV (loan to value) | 70.56% | 72.28% | 73.28% | 72.93% | 68.80% | 66.45% | 66.08% | 64.67% | |
| Avg DTI (debt to income) | 31.33 | 30.97 | 30.84 | 31.28 | 28.95 | 28.22 | 28.86 | 28.62 | |
| Avg refinance insurance % | 4.14% | 4.87% | 5.84% | 5.22% | 3.50% | 2.60% | 2.53% | 1.65% |
Best Refinance Brokers around Waterford, Connecticut 06386
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Waterford, Connecticut 06386, we have compiled a list of top refinance brokers to assist you in the process.
Jessica Ryder
Mortgage Loan Originator
567 Vauxhaul Street Extension Suites 205-206
Waterford, CT 06386
(860) 287-0295
jryder@villagemtg.com
James Stufano
Licensed Loan Originator
17R Boston Post Rd Ste 2
Waterford, CT 06386
(860) 772-2071
jstufano@homesteadfunding.com
Samuel Molina
Mortgage Broker
488 Hammertown Rd
Monroe, CT 06386
(203) 880-9284
samuel.molina@anilom.net
Tom Lutz
Mortgage Banker
39 Main St
Newtown, CT 06386
(203) 426-4440 Ext3914
tlutz@nsbonline.com
William R. Hart
Mortgage Banker
39 Main St
Newtown, CT 06386
(203) 426-4440 Ext3121
bhart@nsbonline.com
Address
567 Vauxhaul Street Extension Suites 205-206
Waterford, CT
Contact
(860) 287-0295
Fax (301) 639-0804
jryder@villagemtg.com
Address
17R Boston Post Rd Ste 2
Waterford, CT
Contact
(860) 772-2071
Fax (301) 639-0804
jstufano@homesteadfunding.com
Address
488 Hammertown Rd
Monroe, CT
Contact
(203) 880-9284
Fax (301) 639-0804
samuel.molina@anilom.net