Compare Today’s Refinance Rates for New Castle, Delaware 19720
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in New Castle, Delaware 19720.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in New Castle, Delaware 19720. For 30-year amortization refinancing, you can expect lifetime cash savings of $30,227 or $84 per month in New Castle and other parts of New Castle county.
Summary of Average Refinances in New Castle, Delaware 19720
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Interactive Refinance Rate Projections for New Castle, Delaware 19720
Pureloan has developed an interactive chart to monitor the five largest local lenders in New Castle, DE 19720, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in New Castle, Delaware 19720 from 2024 - 2016
The following historical data provides insights into refinancing trends in New Castle, Delaware and the surrounding New Castle county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 44.24% | 48.19% | 53.26% | 50.88% | 42.41% | 36.25% | 40.49% | 47.41% | |
avg refi rate | 3.89% | 3.92% | 4.07% | 4.48% | 3.68% | 3.89% | 4.58% | 4.81% | |
% 15 year fixed refinance | 41.21% | 33.48% | 31.85% | 37.43% | 42.88% | 44.01% | 39.13% | 37.85% | |
avg refi rate | 3.17% | 3.05% | 3.22% | 3.43% | 2.91% | 3.19% | 3.78% | 4.18% | |
Avg credit score | 753.16 | 754.50 | 760.49 | 750.48 | 767.62 | 775.41 | 763.83 | 768.45 | |
Avg LTV (loan to value) | 74.84% | 75.29% | 75.58% | 73.89% | 68.01% | 66.46% | 63.26% | 60.91% | |
Avg DTI (debt to income) | 31.99 | 32.48 | 30.56 | 34.06 | 28.94 | 28.34 | 28.84 | 28.80 | |
Avg refinance insurance % | 6.48% | 6.98% | 6.78% | 6.87% | 2.80% | 2.28% | 1.22% | 0.79% |
Best Refinance Brokers around New Castle, Delaware 19720
If you are considering refinancing your mortgage or obtaining a cash-out refinance in New Castle, Delaware 19720, we have compiled a list of top refinance brokers to assist you in the process.
Barbara Anderson
Loan Officer
113 W 6th St
New Castle, DE 19720
(302) 613-5330
barbaraa@nccsefcu.org
Sandra Toppin
Loan Officer
113 W 6th St
New Castle, DE 19720
(302) 613-5330
sandrat@nccsefcu.org
DREW TIMMINS
Loan Officer
7465 Lancaster Pike Ste C
Hockessin, DE 19720
(302) 239-6300
drew.timmins@wellsfargo.com
JUDITH KRAJEWSKI
Loan Officer
7465 Lancaster Pike Ste C
Hockessin, DE 19720
(302) 239-6300
judith.krajewski@wellsfargo.com
MICHAEL WINTERMANTEL
Loan Officer
7465 Lancaster Pike Ste C
Hockessin, DE 19720
(302) 239-6300
m.alex.wintermantel@wellsfargo.com
Address
113 W 6th St
New Castle, DE
Contact
(302) 613-5330
Fax (301) 639-0804
barbaraa@nccsefcu.org
Address
113 W 6th St
New Castle, DE
Contact
(302) 613-5330
Fax (301) 639-0804
sandrat@nccsefcu.org
Address
7465 Lancaster Pike Ste C
Hockessin, DE
Contact
(302) 239-6300
Fax (301) 639-0804
drew.timmins@wellsfargo.com