Compare Today’s Refinance Rates for Newark, Delaware 19715
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Newark, Delaware 19715.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,476 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Newark and other areas of New Castle county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Newark, Delaware 19715
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Interactive Refinance Rate Projections for Newark, Delaware 19715
Pureloan has developed an interactive chart to monitor the five largest local lenders in Newark, DE 19715, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Newark, Delaware 19715 from 2024 - 2016
The following historical data provides insights into refinancing trends in Newark, Delaware and the surrounding New Castle county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 44.24% | 48.19% | 53.26% | 50.88% | 42.41% | 36.25% | 40.49% | 47.41% | |
avg refi rate | 3.89% | 3.92% | 4.07% | 4.48% | 3.68% | 3.89% | 4.58% | 4.81% | |
% 15 year fixed refinance | 41.21% | 33.48% | 31.85% | 37.43% | 42.88% | 44.01% | 39.13% | 37.85% | |
avg refi rate | 3.17% | 3.05% | 3.22% | 3.43% | 2.91% | 3.19% | 3.78% | 4.18% | |
Avg credit score | 753.16 | 754.50 | 760.49 | 750.48 | 767.62 | 775.41 | 763.83 | 768.45 | |
Avg LTV (loan to value) | 74.84% | 75.29% | 75.58% | 73.89% | 68.01% | 66.46% | 63.26% | 60.91% | |
Avg DTI (debt to income) | 31.99 | 32.48 | 30.56 | 34.06 | 28.94 | 28.34 | 28.84 | 28.80 | |
Avg refinance insurance % | 6.48% | 6.98% | 6.78% | 6.87% | 2.80% | 2.28% | 1.22% | 0.79% |
Best Refinance Brokers around Newark, Delaware 19715
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Newark, Delaware 19715, we have compiled a list of top refinance brokers to assist you in the process.
Candice Ross
Mortgage Loan Officer
900 Samoset Drive
Newark, DE 19715
(704) 386-5972
candice.ross@bankofamerica.com
Tom Shelar
203k Renovation Specialist
200 Continental Drive, Suite 207
Newark, DE 19715
(302) 266-0382
tom.shelar@prospectmtg.com
John Adams
Regional Renovation Manager
200 Continental Drive, Suite 207
Newark, DE 19715
(302) 266-0137
John.Adams@prospectmtg.com
King Glover-Holloway
Mortgage Banker
200 Continental Dr
Newark, DE 19715
1(302) 453-4869 Ext34869
King.M.Glover-Holloway@chase.com
VINCENZO GRANDE
Mortgage Banker
200 Continental Dr
Newark, DE 19715
(130) 245-3487
VINCENZO.GRANDE@chase.com
Address
900 Samoset Drive
Newark, DE
Contact
(704) 386-5972
Fax (301) 639-0804
candice.ross@bankofamerica.com
Address
200 Continental Drive, Suite 207
Newark, DE
Contact
(302) 266-0382
Fax (301) 639-0804
tom.shelar@prospectmtg.com
Address
200 Continental Drive, Suite 207
Newark, DE
Contact
(302) 266-0137
Fax (301) 639-0804
John.Adams@prospectmtg.com