Compare Today’s Refinance Rates for Balm, Florida 33503
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Balm, Florida 33503.
With a 30-year amortization refinance in Balm and surrounding areas of Hillsborough county, our calculations show that you can expect to save up to $9,016 over the lifetime of your mortgage, or a monthly savings of $25. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Balm, Florida 33503.
Summary of Average Refinances in Balm, Florida 33503
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Interactive Refinance Rate Projections for Balm, Florida 33503
Pureloan has developed an interactive chart to monitor the five largest local lenders in Balm, FL 33503, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Balm, Florida 33503 from 2024 - 2016
The following historical data provides insights into refinancing trends in Balm, Florida and the surrounding Hillsborough county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
| avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
| % 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
| avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
| Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
| Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
| Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
| Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around Balm, Florida 33503
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Balm, Florida 33503, we have compiled a list of top refinance brokers to assist you in the process.
Amy Owen
Loan Offcier
138 E Bloomingdale Ave
Brandon, FL 33503
(813) 653-2644
Amy.Owen@grmortgage.com
Donna Roggers
Loan Offcier
138 E Bloomingdale Ave
Brandon, FL 33503
(813) 653-2644
Donna.Rogers@grmortgage.com
PATRICIA STEELE
Loan Officer
1463 Oakfield Dr Ste 108
Brandon, FL 33503
(813) 662-5211
PATRICIA.STEELE@wellsfargo.com
ANDREW RESTREPO
Loan Officer
1463 Oakfield Dr Ste 108
Brandon, FL 33503
(813) 662-5211
ANDREW.RESTREPO@wellsfargo.com
Aaron Bleich
Home Mortgage Consultant
1463 Oakfield Dr Ste 108
Brandon, FL 33503
(813) 662-5223
aaron.n.bleich@wellsfargo.com
Address
138 E Bloomingdale Ave
Brandon, FL
Contact
(813) 653-2644
Fax (301) 639-0804
Amy.Owen@grmortgage.com
Address
138 E Bloomingdale Ave
Brandon, FL
Contact
(813) 653-2644
Fax (301) 639-0804
Donna.Rogers@grmortgage.com
Address
1463 Oakfield Dr Ste 108
Brandon, FL
Contact
(813) 662-5211
Fax (301) 639-0804
PATRICIA.STEELE@wellsfargo.com