Compare Today’s Refinance Rates for Boca Raton, Florida

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Boca Raton, Florida 33499. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Boca Raton and surrounding areas of Palm Beach county, expected lifetime cash savings are $34,309 or $95 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Boca Raton, Florida 33499.

No suitable program is found

Summary of Average Refinance Terms in Boca Raton, Florida 33499

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Boca Raton, Florida 33499 from 2012 - 2019

Below are historical data on refinancing in Boca Raton, Florida and around Palm Beach county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 55.60% 48.16% 48.49% 50.31% 55.96% 52.72% 58.15% 52.44%
avg refi rate 4.93% 4.57% 3.92% 3.80% 4.50% 4.14% 3.94% 4.06%
% 15 year fixed refinance 33.40% 38.82% 41.63% 40.27% 35.75% 34.71% 31.51% 34.96%
avg refi rate 4.28% 3.78% 3.24% 3.06% 3.58% 3.35% 3.18% 3.23%
% 10 year fixed refinance 2.32% 5.65% 3.72% 2.93% 2.76% 1.78% 1.00% 1.18%
avg refi rate 3.86% 3.76% 3.15% 3.05% 3.57% 3.33% 3.13% 3.41%
Avg credit score 763.72 762.86 768.24 757.59 745.56 748.63 743.27 740.81
Avg LTV (loan to value) 60.89% 63.33% 64.01% 65.94% 67.40% 68.59% 66.03% 64.65%
Avg Combined LTV (loan to value) 62.57% 65.19% 65.21% 66.86% 68.29% 69.27% 66.79% 65.43%
Avg DTI (debt to income) 32.67 32.09 33.05 33.39 35.89 35.83 35.68 36.82
Avg refinance insurance % 0.53% 0.83% 1.30% 1.81% 2.30% 2.63% 2.33% 2.18%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Boca Raton, Florida 33499

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Boca Raton, Florida 33499, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Megan Heckman

Mortgage Loan Specialist

120 East Palmetto Park Road

Boca Raton, FL 33499

(561) 307-4521

brian.biancardi@53.com

Sandy Dresser

Mortgage Loan Officer

2500 North Military Trail Suite 138

Boca Raton, FL 33499

(561) 372-3300

Sandy.Dresser@snmc.com

Seton Zappala

Loan Originator

2300 Glades Rd, Suite 150W,

Boca Raton, FL 33499

(561) 245-9100

mailto:seton.zappala@primelending.com

Roger Sisca

Loan Originator

2300 Glades Rd, Suite 150W,

Boca Raton, FL 33499

(561) 245-9100

mailto:roger.sisca@primelending.com

Stacey Nitkowski

Branch Manager

2300 Glades Rd, Suite 150W,

Boca Raton, FL 33499

(561) 245-9100

mailto:stacey.nitkowski@primelending.com

Address

120 East Palmetto Park Road

Boca Raton, FL

Contact

(561) 307-4521

Fax (301) 639-0804

brian.biancardi@53.com

Address

2500 North Military Trail Suite 138

Boca Raton, FL

Contact

(561) 372-3300

Fax (301) 639-0804

Sandy.Dresser@snmc.com

Address

2300 Glades Rd, Suite 150W,

Boca Raton, FL

Contact

(561) 245-9100

Fax (301) 639-0804

mailto:seton.zappala@primelending.com

Refinancing News for Boca Raton, Florida 33499