Compare Today’s Refinance Rates for Bristol, Florida 32321
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bristol, Florida 32321.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $12,487 over the lifetime of your mortgage, which translates to a monthly savings of $35 in Bristol and other areas of Liberty county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Bristol, Florida 32321
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Interactive Refinance Rate Projections for Bristol, Florida 32321
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bristol, FL 32321, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bristol, Florida 32321 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bristol, Florida and the surrounding Liberty county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.35% | 51.77% | 55.00% | 53.79% | 50.27% | 38.40% | 48.33% | 59.62% | |
avg refi rate | 3.99% | 3.94% | 4.14% | 4.54% | 3.73% | 3.92% | 4.50% | 4.81% | |
% 15 year fixed refinance | 37.06% | 35.46% | 34.64% | 38.62% | 42.86% | 50.00% | 40.67% | 34.62% | |
avg refi rate | 3.27% | 3.16% | 3.29% | 3.68% | 2.99% | 3.18% | 3.71% | 4.25% | |
Avg credit score | 755.62 | 753.99 | 754.90 | 758.94 | 768.90 | 771.66 | 770.39 | 767.69 | |
Avg LTV (loan to value) | 74.55% | 74.22% | 72.63% | 73.17% | 68.70% | 67.34% | 67.26% | 65.81% | |
Avg DTI (debt to income) | 32.01 | 32.85 | 32.24 | 31.50 | 30.68 | 29.23 | 31.40 | 30.45 | |
Avg refinance insurance % | 6.36% | 6.33% | 5.36% | 5.20% | 3.50% | 2.15% | 1.67% | 1.14% |
Best Refinance Brokers around Bristol, Florida 32321
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bristol, Florida 32321, we have compiled a list of top refinance brokers to assist you in the process.
Brett Bosarge
Branch Manager-Tallahassee
2282 Killearn Center Blvd., Suite B
Tallahassee, FL 32321
(850) 895-8225
'brett.bosarge@lionbank.com'
Dana Cummins
Avp Senior Mortgage Banker
2282 Killearn Center Blvd., Suite B
Tallahassee, FL 32321
(850) 895-8228
'dana.cummins@lionbank.com'
Ian Donkin
President/Ceo
200 East Washington Street
Monticello, FL 32321
(850) 997-2591
idonkin@fmbbank.com
Sonja Brock
Loan Officer
200 East Washington Street
Monticello, FL 32321
(850) 997-2591
sbrock@fmbbank.com
Gail Murphy
Customer Service
200 East Washington Street
Monticello, FL 32321
(850) 997-2591
gmurphy@fmbbank.com
Address
2282 Killearn Center Blvd., Suite B
Tallahassee, FL
Contact
(850) 895-8225
Fax (301) 639-0804
'brett.bosarge@lionbank.com'
Address
2282 Killearn Center Blvd., Suite B
Tallahassee, FL
Contact
(850) 895-8228
Fax (301) 639-0804
'dana.cummins@lionbank.com'
Address
200 East Washington Street
Monticello, FL
Contact
(850) 997-2591
Fax (301) 639-0804
idonkin@fmbbank.com