Compare Today’s Refinance Rates for Clearwater, Florida

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Clearwater, Florida 33769. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Clearwater and other areas of Pinellas county, expected lifetime cash savings are $4,461 or $12 / month.

For Clearwater, Florida 33769, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Clearwater, Florida 33769

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Clearwater, FL 33769, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Clearwater, Florida 33769 from 2012 - 2019

Below are historical data on refinancing in Clearwater, Florida and around Pinellas county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.60% 48.16% 48.49% 50.31% 55.96% 52.72% 58.15% 52.44%
avg refi rate 4.93% 4.57% 3.92% 3.80% 4.50% 4.14% 3.94% 4.06%
% 15 year fixed refinance 33.40% 38.82% 41.63% 40.27% 35.75% 34.71% 31.51% 34.96%
avg refi rate 4.28% 3.78% 3.24% 3.06% 3.58% 3.35% 3.18% 3.23%
Avg credit score 763.72 762.86 768.24 757.59 745.56 748.63 743.27 740.81
Avg LTV (loan to value) 60.89% 63.33% 64.01% 65.94% 67.40% 68.59% 66.03% 64.65%
Avg DTI (debt to income) 32.67 32.09 33.05 33.39 35.89 35.83 35.68 36.82
Avg refinance insurance % 0.53% 0.83% 1.30% 1.81% 2.30% 2.63% 2.33% 2.18%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Clearwater, Florida 33769

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Clearwater, Florida 33769, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Clay Higgins

Mortgage Loan Originator

2963 Gulf To Bay Boulevard Suite 110

Clearwater, FL 33769

(727) 316-5115

chiggins@nfmlending.com

Bill Mantooth

Loan Originator

2963 Gulf To Bay Boulevard Suite 110

Clearwater, FL 33769

(727) 316-5115

teammantooth@nfmlending.com

Sharon Smith

Mortgage Lender

3021 Enterprise Rd E

Clearwater, FL 33769

(727) 796-1482

sharon.smith@regions.com

david saly

Senior Loan Officer

13577 Feather Sound Dr, Sixth Floor

Clearwater, FL 33769

DSaly@vandykmortgage.com

ray rau

Senior Loan Officer

13577 Feather Sound Dr. Sixth Floor

Clearwater, FL 33769

(954) 320-7515

RRau@vandykmortgage.com

Address

2963 Gulf To Bay Boulevard Suite 110

Clearwater, FL

Contact

(727) 316-5115

Fax (301) 639-0804

chiggins@nfmlending.com

Address

2963 Gulf To Bay Boulevard Suite 110

Clearwater, FL

Contact

(727) 316-5115

Fax (301) 639-0804

teammantooth@nfmlending.com

Address

3021 Enterprise Rd E

Clearwater, FL

Contact

(727) 796-1482

Fax (301) 639-0804

sharon.smith@regions.com

Refinancing News for Clearwater, Florida 33769