Compare Today’s Refinance Rates for Clearwater Beach, Florida 33767
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Clearwater Beach, Florida 33767.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,828 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Clearwater Beach and other areas of Pinellas county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Clearwater Beach, Florida 33767
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Interactive Refinance Rate Projections for Clearwater Beach, Florida 33767
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clearwater Beach, FL 33767, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clearwater Beach, Florida 33767 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clearwater Beach, Florida and the surrounding Pinellas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
% 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around Clearwater Beach, Florida 33767
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clearwater Beach, Florida 33767, we have compiled a list of top refinance brokers to assist you in the process.
Zenaida Hinson
Loan Officer
138 Island Way
Clearwater Beach, FL 33767
(727) 298-5584
zenaida.hinson@wellsfargo.com
Tonya Kunkle
Loan Officer
138 Island Way
Clearwater Beach, FL 33767
(727) 298-5584
tonya.kunkle@wellsfargo.com
Steven Cooper
Loan Officer
138 Island Way
Clearwater Beach, FL 33767
(727) 298-5584
steven.cooper@wellsfargo.com
Lindsay Boswell
Loan Officer
138 Island Way
Clearwater Beach, FL 33767
(727) 298-5584
lindsay.boswell@wellsfargo.com
Leigh Coursen
Loan Officer
138 Island Way
Clearwater Beach, FL 33767
(727) 298-5584
eigh.coursen@wellsfargo.com
Address
138 Island Way
Clearwater Beach, FL
Contact
(727) 298-5584
Fax (301) 639-0804
zenaida.hinson@wellsfargo.com
Address
138 Island Way
Clearwater Beach, FL
Contact
(727) 298-5584
Fax (301) 639-0804
tonya.kunkle@wellsfargo.com
Address
138 Island Way
Clearwater Beach, FL
Contact
(727) 298-5584
Fax (301) 639-0804
steven.cooper@wellsfargo.com