Compare Today’s Refinance Rates for Fairfield, Florida 32634
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Fairfield, Florida 32634.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Fairfield, Florida 32634. For 30-year amortization refinancing, you can expect lifetime cash savings of $20,464 or $57 per month in Fairfield and other parts of Marion county.
Summary of Average Refinances in Fairfield, Florida 32634
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Interactive Refinance Rate Projections for Fairfield, Florida 32634
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fairfield, FL 32634, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fairfield, Florida 32634 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fairfield, Florida and the surrounding Marion county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 51.42% | 55.60% | 54.91% | 59.41% | 58.56% | 54.79% | 41.86% | 51.91% |
avg refi rate | 6.27% | 3.57% | 2.99% | 3.23% | 4.16% | 4.63% | 4.28% | 3.93% | 4.17% |
% 15 year fixed refinance | 11.11% | 25.51% | 28.33% | 30.10% | 33.53% | 35.14% | 36.30% | 47.29% | 37.40% |
avg refi rate | 4.88% | 2.83% | 2.44% | 2.73% | 3.59% | 3.86% | 3.50% | 3.17% | 3.43% |
Avg credit score | 757.67 | 746.23 | 755.55 | 763.14 | 755.58 | 749.13 | 751.60 | 754.22 | 751.90 |
Avg LTV (loan to value) | 59.11% | 60.82% | 67.43% | 71.71% | 70.21% | 72.25% | 70.98% | 71.78% | 73.31% |
Avg DTI (debt to income) | 38.78 | 32.96 | 31.96 | 31.34 | 34.98 | 33.96 | 31.99 | 30.72 | 32.33 |
Avg refinance insurance % | 3.33% | 1.33% | 2.97% | 4.22% | 4.77% | 4.93% | 3.48% | 4.74% | 4.26% |
Best Refinance Brokers around Fairfield, Florida 32634
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fairfield, Florida 32634, we have compiled a list of top refinance brokers to assist you in the process.
Ana Guzman
Mortgage Loan Originator
2831 NW 43rd Street,
Gainesville, FL 32634
(352) 494-4761
ana.guzman@flcu.org
Ruz Ogra
Mortgage Loan Originator
�2803 SW 42 St, Suite 10
Gainesville, FL 32634
(352) 745-1120
ruz.ogra@flcu.org
Danielle Collins Wear
Loan Officer
2210 NW 40th Terr Suite A
Gainesville, FL 32634
(352) 222-1135
danielle@htmsllc.com
Kristin Hawkins
Mortgage Consultant
2610 NW 43rd St Ste 1B
Gainesville, FL 32634
(352) 505-2722 Ext 1
khawkins@fbchomeloans.com
Sara Ard
Home Mortgage Consultant
3600 NW 43rd St Ste A2
Gainesville, FL 32634
(352) 692-4260 Ext4267
sara.ard@wellsfargo.com
Address
2831 NW 43rd Street,
Gainesville, FL
Contact
(352) 494-4761
Fax (301) 639-0804
ana.guzman@flcu.org
Address
�2803 SW 42 St, Suite 10
Gainesville, FL
Contact
(352) 745-1120
Fax (301) 639-0804
ruz.ogra@flcu.org
Address
2210 NW 40th Terr Suite A
Gainesville, FL
Contact
(352) 222-1135
Fax (301) 639-0804
danielle@htmsllc.com