Compare Today’s Refinance Rates for Gainesville, Florida

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Gainesville, Florida 32653. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Gainesville and surrounding areas of Alachua county, expected lifetime cash savings are $20,170 or $56 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Gainesville, Florida 32653.

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Summary of Average Refinance Terms in Gainesville, Florida 32653

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Gainesville, Florida 32653 from 2012 - 2019

Below are historical data on refinancing in Gainesville, Florida and around Alachua county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 58.01% 41.84% 50.37% 52.42% 49.31% 52.56% 54.24% 55.02%
avg refi rate 4.91% 4.55% 3.92% 3.80% 4.56% 4.18% 3.96% 4.11%
% 15 year fixed refinance 33.50% 41.13% 35.91% 40.97% 39.17% 36.97% 31.95% 32.71%
avg refi rate 4.25% 3.84% 3.29% 3.10% 3.55% 3.40% 3.19% 3.30%
% 10 year fixed refinance 2.43% 7.45% 4.24% 1.98% 5.07% 1.50% 2.33% 0.37%
avg refi rate 4.16% 3.76% 3.20% 3.15% 3.38% 3.55% 3.18% 3.25%
Avg credit score 766.03 766.40 771.70 767.72 753.08 757.98 752.95 756.06
Avg LTV (loan to value) 64.37% 63.96% 66.76% 67.46% 72.84% 72.79% 71.75% 71.43%
Avg Combined LTV (loan to value) 66.78% 65.93% 67.92% 68.69% 73.64% 73.59% 72.40% 72.12%
Avg DTI (debt to income) 30.62 30.96 29.96 29.78 32.54 31.94 32.51 32.43
Avg refinance insurance % 0.40% 0.32% 1.27% 2.55% 4.68% 4.83% 4.07% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gainesville, Florida 32653

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gainesville, Florida 32653, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Williams

Loan Officer

4340 W. Newberry

Gainesville, FL 32653

(352) 378-5955

michaelwilliams@pnc.com

Menzie Campbell

Loan Officer

3822 Newberry Road, Suite A

Gainesville, FL 32653

(386) 868-3170

menzie.campbell@movement.com

Alan McGlynn

Mortgage Loan Originator

4881 NW 8th Avenue, Ste 1

Gainesville, FL 32653

(504) 620-1404

amcglynn@fbtonline.com

Jonathan Leftwich

Mortgage Loan Originator

4881 NW 8th Avenue, Ste 1

Gainesville, FL 32653

(504) 620-1404

jleftwich@fbtonline.com

Troy Johnson

Mortgage Loan Originator

4881 NW 8th Avenue, Ste 1

Gainesville, FL 32653

(504) 620-1404

tjohnson@fbtonline.com

Address

4340 W. Newberry

Gainesville, FL

Contact

(352) 378-5955

Fax (301) 639-0804

michaelwilliams@pnc.com

Address

3822 Newberry Road, Suite A

Gainesville, FL

Contact

(386) 868-3170

Fax (301) 639-0804

menzie.campbell@movement.com

Address

4881 NW 8th Avenue, Ste 1

Gainesville, FL

Contact

(504) 620-1404

Fax (301) 639-0804

amcglynn@fbtonline.com

Refinancing News for Gainesville, Florida 32653