Compare Today’s Refinance Rates for High Springs, Florida 32643
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in High Springs, Florida 32643.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in High Springs, Florida 32643. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,331 or $26 per month in High Springs and other parts of Alachua county.
Summary of Average Refinances in High Springs, Florida 32643
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Interactive Refinance Rate Projections for High Springs, Florida 32643
Pureloan has developed an interactive chart to monitor the five largest local lenders in High Springs, FL 32643, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in High Springs, Florida 32643 from 2024 - 2016
The following historical data provides insights into refinancing trends in High Springs, Florida and the surrounding Alachua county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 51.42% | 55.60% | 54.91% | 59.41% | 58.56% | 54.79% | 41.86% | 51.91% |
avg refi rate | 6.27% | 3.57% | 2.99% | 3.23% | 4.16% | 4.63% | 4.28% | 3.93% | 4.17% |
% 15 year fixed refinance | 11.11% | 25.51% | 28.33% | 30.10% | 33.53% | 35.14% | 36.30% | 47.29% | 37.40% |
avg refi rate | 4.88% | 2.83% | 2.44% | 2.73% | 3.59% | 3.86% | 3.50% | 3.17% | 3.43% |
Avg credit score | 757.67 | 746.23 | 755.55 | 763.14 | 755.58 | 749.13 | 751.60 | 754.22 | 751.90 |
Avg LTV (loan to value) | 59.11% | 60.82% | 67.43% | 71.71% | 70.21% | 72.25% | 70.98% | 71.78% | 73.31% |
Avg DTI (debt to income) | 38.78 | 32.96 | 31.96 | 31.34 | 34.98 | 33.96 | 31.99 | 30.72 | 32.33 |
Avg refinance insurance % | 3.33% | 1.33% | 2.97% | 4.22% | 4.77% | 4.93% | 3.48% | 4.74% | 4.26% |
Best Refinance Brokers around High Springs, Florida 32643
If you are considering refinancing your mortgage or obtaining a cash-out refinance in High Springs, Florida 32643, we have compiled a list of top refinance brokers to assist you in the process.
Ana Guzman
Mortgage Loan Originator
2831 NW 43rd Street,
Gainesville, FL 32643
(352) 494-4761
ana.guzman@flcu.org
Ruz Ogra
Mortgage Loan Originator
�2803 SW 42 St, Suite 10
Gainesville, FL 32643
(352) 745-1120
ruz.ogra@flcu.org
Danielle Collins Wear
Loan Officer
2210 NW 40th Terr Suite A
Gainesville, FL 32643
(352) 222-1135
danielle@htmsllc.com
Kristin Hawkins
Mortgage Consultant
2610 NW 43rd St Ste 1B
Gainesville, FL 32643
(352) 505-2722 Ext 1
khawkins@fbchomeloans.com
Sara Ard
Home Mortgage Consultant
3600 NW 43rd St Ste A2
Gainesville, FL 32643
(352) 692-4260 Ext4267
sara.ard@wellsfargo.com
Address
2831 NW 43rd Street,
Gainesville, FL
Contact
(352) 494-4761
Fax (301) 639-0804
ana.guzman@flcu.org
Address
�2803 SW 42 St, Suite 10
Gainesville, FL
Contact
(352) 745-1120
Fax (301) 639-0804
ruz.ogra@flcu.org
Address
2210 NW 40th Terr Suite A
Gainesville, FL
Contact
(352) 222-1135
Fax (301) 639-0804
danielle@htmsllc.com