Compare Today’s Refinance Rates for Horseshoe Beach, Florida 32648
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Horseshoe Beach, Florida 32648.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,331 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Horseshoe Beach and other areas of Dixie county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Horseshoe Beach, Florida 32648
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Interactive Refinance Rate Projections for Horseshoe Beach, Florida 32648
Pureloan has developed an interactive chart to monitor the five largest local lenders in Horseshoe Beach, FL 32648, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Horseshoe Beach, Florida 32648 from 2024 - 2016
The following historical data provides insights into refinancing trends in Horseshoe Beach, Florida and the surrounding Dixie county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 51.42% | 55.60% | 54.91% | 59.41% | 58.56% | 54.79% | 41.86% | 51.91% |
avg refi rate | 6.27% | 3.57% | 2.99% | 3.23% | 4.16% | 4.63% | 4.28% | 3.93% | 4.17% |
% 15 year fixed refinance | 11.11% | 25.51% | 28.33% | 30.10% | 33.53% | 35.14% | 36.30% | 47.29% | 37.40% |
avg refi rate | 4.88% | 2.83% | 2.44% | 2.73% | 3.59% | 3.86% | 3.50% | 3.17% | 3.43% |
Avg credit score | 757.67 | 746.23 | 755.55 | 763.14 | 755.58 | 749.13 | 751.60 | 754.22 | 751.90 |
Avg LTV (loan to value) | 59.11% | 60.82% | 67.43% | 71.71% | 70.21% | 72.25% | 70.98% | 71.78% | 73.31% |
Avg DTI (debt to income) | 38.78 | 32.96 | 31.96 | 31.34 | 34.98 | 33.96 | 31.99 | 30.72 | 32.33 |
Avg refinance insurance % | 3.33% | 1.33% | 2.97% | 4.22% | 4.77% | 4.93% | 3.48% | 4.74% | 4.26% |
Best Refinance Brokers around Horseshoe Beach, Florida 32648
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Horseshoe Beach, Florida 32648, we have compiled a list of top refinance brokers to assist you in the process.
Ana Guzman
Mortgage Loan Originator
2831 NW 43rd Street,
Gainesville, FL 32648
(352) 494-4761
ana.guzman@flcu.org
Ruz Ogra
Mortgage Loan Originator
�2803 SW 42 St, Suite 10
Gainesville, FL 32648
(352) 745-1120
ruz.ogra@flcu.org
Danielle Collins Wear
Loan Officer
2210 NW 40th Terr Suite A
Gainesville, FL 32648
(352) 222-1135
danielle@htmsllc.com
Kristin Hawkins
Mortgage Consultant
2610 NW 43rd St Ste 1B
Gainesville, FL 32648
(352) 505-2722 Ext 1
khawkins@fbchomeloans.com
Sara Ard
Home Mortgage Consultant
3600 NW 43rd St Ste A2
Gainesville, FL 32648
(352) 692-4260 Ext4267
sara.ard@wellsfargo.com
Address
2831 NW 43rd Street,
Gainesville, FL
Contact
(352) 494-4761
Fax (301) 639-0804
ana.guzman@flcu.org
Address
�2803 SW 42 St, Suite 10
Gainesville, FL
Contact
(352) 745-1120
Fax (301) 639-0804
ruz.ogra@flcu.org
Address
2210 NW 40th Terr Suite A
Gainesville, FL
Contact
(352) 222-1135
Fax (301) 639-0804
danielle@htmsllc.com