Compare Today’s Refinance Rates for Indian Rocks Beach, Florida 33785
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Indian Rocks Beach, Florida 33785.
With a 30-year amortization refinance in Indian Rocks Beach and surrounding areas of Pinellas county, our calculations show that you can expect to save up to $9,648 over the lifetime of your mortgage, or a monthly savings of $27. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Indian Rocks Beach, Florida 33785.
Summary of Average Refinances in Indian Rocks Beach, Florida 33785
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Interactive Refinance Rate Projections for Indian Rocks Beach, Florida 33785
Pureloan has developed an interactive chart to monitor the five largest local lenders in Indian Rocks Beach, FL 33785, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Indian Rocks Beach, Florida 33785 from 2024 - 2016
The following historical data provides insights into refinancing trends in Indian Rocks Beach, Florida and the surrounding Pinellas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
% 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around Indian Rocks Beach, Florida 33785
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Indian Rocks Beach, Florida 33785, we have compiled a list of top refinance brokers to assist you in the process.
Maggie Bridges
Mortgage Banker
100 S. Kentucky Ave.
Lakeland, FL 33785
(863) 512-9183
maggiebridges@atlanticbay.com
Jeremy McCutcheon
Jr. Mortgage Banker
100 S. Kentucky Ave.
Lakeland, FL 33785
(863) 581-2038
jeremymccutcheon@atlanticbay.com
Melanie Thomas
Loan Originator
8235 Champions Gate Blvd
Davenport, FL 33785
(407) 589-1670
mthomas@watsonmortgagecorp.com
Heather Blair
Home Mortgage Consultant
801 S Florida Ave Ste 3
Lakeland, FL 33785
(863) 284-2729
Heather.J.Blair@wellsfargo.com
Michael McGavin
Home Mortgage Consultant
801 S Florida Ave Ste 3
Lakeland, FL 33785
(863) 284-2732
michael.j.mcgavin@wellsfargo.com
Address
100 S. Kentucky Ave.
Lakeland, FL
Contact
(863) 512-9183
Fax (301) 639-0804
maggiebridges@atlanticbay.com
Address
100 S. Kentucky Ave.
Lakeland, FL
Contact
(863) 581-2038
Fax (301) 639-0804
jeremymccutcheon@atlanticbay.com
Address
8235 Champions Gate Blvd
Davenport, FL
Contact
(407) 589-1670
Fax (301) 639-0804
mthomas@watsonmortgagecorp.com