Compare Today’s Refinance Rates for Jacksonville, Florida

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Jacksonville, Florida 32202. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Jacksonville and other areas of Duval county, expected lifetime cash savings are $3,073 or $9 / month.

For Jacksonville, Florida 32202, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Jacksonville, Florida 32202

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Jacksonville, FL

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Jacksonville, FL 32202, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Jacksonville, FL

Refinance Rates for Jacksonville, Florida 32202 from 2013 - 2020

Below are historical data on refinancing in Jacksonville, Florida and around Duval county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.01% 41.84% 50.37% 52.42% 49.31% 52.56% 54.24% 55.02%
avg refi rate 4.91% 4.55% 3.92% 3.80% 4.56% 4.18% 3.96% 4.11%
% 15 year fixed refinance 33.50% 41.13% 35.91% 40.97% 39.17% 36.97% 31.95% 32.71%
avg refi rate 4.25% 3.84% 3.29% 3.10% 3.55% 3.40% 3.19% 3.30%
Avg credit score 766.03 766.40 771.70 767.72 753.08 757.98 752.95 756.06
Avg LTV (loan to value) 64.37% 63.96% 66.76% 67.46% 72.84% 72.79% 71.75% 71.43%
Avg DTI (debt to income) 30.62 30.96 29.96 29.78 32.54 31.94 32.51 32.43
Avg refinance insurance % 0.40% 0.32% 1.27% 2.55% 4.68% 4.83% 4.07% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Jacksonville, Florida 32202

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Jacksonville, Florida 32202, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Yolanda Wormely

Mortgage Loan Officers

P.O. Box 45085

Jacksonville, FL 32202

(904) 631-7991

wormelyy@vystarcu.org

Lisa Mathews

Loan Originator

67 Walnut Ave., Ste. 310

Jacksonville, FL 32202

(908) 409-0360

lisa.mathews@gatewayloan.com

Daryl Kalb

Branch Manager

10630 Little Patuxent Parkway, Ste. 128

Jacksonville, FL 32202

(443) 741-8635

daryl.kalb@gatewayloan.com

Neil Grote

Area Manager

67 Walnut Ave., Ste. 310

Jacksonville, FL 32202

(908) 409-0360

neil.grote@gatewayloan.com

Betsy Good

Loan Officer

1101 Landfall Way,

Jacksonville, FL 32202

(843) 323-2941

betsy.good@citizensone.com

Address

P.O. Box 45085

Jacksonville, FL

Contact

(904) 631-7991

Fax (301) 639-0804

wormelyy@vystarcu.org

Address

67 Walnut Ave., Ste. 310

Jacksonville, FL

Contact

(908) 409-0360

Fax (301) 639-0804

lisa.mathews@gatewayloan.com

Address

10630 Little Patuxent Parkway, Ste. 128

Jacksonville, FL

Contact

(443) 741-8635

Fax (301) 639-0804

daryl.kalb@gatewayloan.com

Refinancing News for Jacksonville, Florida 32202