Compare Today’s Refinance Rates for Keystone Heights, Florida 32656
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Keystone Heights, Florida 32656.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Keystone Heights, Florida 32656. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,316 or $48 per month in Keystone Heights and other parts of Clay county.
Summary of Average Refinances in Keystone Heights, Florida 32656
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Interactive Refinance Rate Projections for Keystone Heights, Florida 32656
Pureloan has developed an interactive chart to monitor the five largest local lenders in Keystone Heights, FL 32656, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Keystone Heights, Florida 32656 from 2024 - 2016
The following historical data provides insights into refinancing trends in Keystone Heights, Florida and the surrounding Clay county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 51.42% | 55.60% | 54.91% | 59.41% | 58.56% | 54.79% | 41.86% | 51.91% |
avg refi rate | 6.27% | 3.57% | 2.99% | 3.23% | 4.16% | 4.63% | 4.28% | 3.93% | 4.17% |
% 15 year fixed refinance | 11.11% | 25.51% | 28.33% | 30.10% | 33.53% | 35.14% | 36.30% | 47.29% | 37.40% |
avg refi rate | 4.88% | 2.83% | 2.44% | 2.73% | 3.59% | 3.86% | 3.50% | 3.17% | 3.43% |
Avg credit score | 757.67 | 746.23 | 755.55 | 763.14 | 755.58 | 749.13 | 751.60 | 754.22 | 751.90 |
Avg LTV (loan to value) | 59.11% | 60.82% | 67.43% | 71.71% | 70.21% | 72.25% | 70.98% | 71.78% | 73.31% |
Avg DTI (debt to income) | 38.78 | 32.96 | 31.96 | 31.34 | 34.98 | 33.96 | 31.99 | 30.72 | 32.33 |
Avg refinance insurance % | 3.33% | 1.33% | 2.97% | 4.22% | 4.77% | 4.93% | 3.48% | 4.74% | 4.26% |
Best Refinance Brokers around Keystone Heights, Florida 32656
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Keystone Heights, Florida 32656, we have compiled a list of top refinance brokers to assist you in the process.
Shawn Beaudoin
Loan Originator
3505 West Lake Mary Blvd.
Lake Mary, FL 32656
(941) 281-5910
'shawn.beaudoin@lionbank.com'
Carol Chase
Senior Loan Originator
3505 West Lake Mary Blvd.
Lake Mary, FL 32656
(813) 817-2040
'carol.chase@lionbank.com'
Humberto Cruz
Loan Originator
300 international parkway Suite 130
Lake Mary, FL 32656
(888) 466-3178
HCruz@home1stlending.com
Will Brannock
Mortgage Loan Originator
555 Winderley Pl #420
Maitland, FL 32656
(561) 727-6778
will.brannock@loanwise.com
Robert Adrid
Executive Vice President-Commercial Banking
2701 S Bay St
Eustis, FL 32656
(352) 589-2121
Robert.Adrid@unitedsouthernbank.com
Address
3505 West Lake Mary Blvd.
Lake Mary, FL
Contact
(941) 281-5910
Fax (301) 639-0804
'shawn.beaudoin@lionbank.com'
Address
3505 West Lake Mary Blvd.
Lake Mary, FL
Contact
(813) 817-2040
Fax (301) 639-0804
'carol.chase@lionbank.com'
Address
300 international parkway Suite 130
Lake Mary, FL
Contact
(888) 466-3178
Fax (301) 639-0804
HCruz@home1stlending.com