Compare Today’s Refinance Rates for Lakeland, Florida 33813
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lakeland, Florida 33813.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,176 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Lakeland and other areas of Polk county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lakeland, Florida 33813
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Interactive Refinance Rate Projections for Lakeland, Florida 33813
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lakeland, FL 33813, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lakeland, Florida 33813 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lakeland, Florida and the surrounding Polk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
% 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around Lakeland, Florida 33813
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lakeland, Florida 33813, we have compiled a list of top refinance brokers to assist you in the process.
Maureen Donovan
Mortgage Loan Specialist
4421 S Florida Avenue
Lakeland, FL 33813
(863) 804-5190
kimberly.dudley@53.com
Mac Miller
Senior Vice President,
4030 S Pipkin Rd.
Lakeland, FL 33813
(863) 712-3685
mac@agamerica.com
Jackie Toenes
Chief Credit Officer
4030 S Pipkin Rd.
Lakeland, FL 33813
(844) 516-8176
jackie@agamerica.com
Bryce Philpot
Senior Vice President,
4030 S Pipkin Rd.
Lakeland, FL 33813
(844) 516-8176
bryce@agamerica.com
Brian Philpot
President/CEO
4030 S Pipkin Rd.
Lakeland, FL 33813
(844) 516-8176
brian@agamerica.com
Address
4421 S Florida Avenue
Lakeland, FL
Contact
(863) 804-5190
Fax (301) 639-0804
kimberly.dudley@53.com
Address
4030 S Pipkin Rd.
Lakeland, FL
Contact
(863) 712-3685
Fax (301) 639-0804
mac@agamerica.com
Address
4030 S Pipkin Rd.
Lakeland, FL
Contact
(844) 516-8176
Fax (301) 639-0804
jackie@agamerica.com