Compare Today’s Refinance Rates for Lakeland, Florida

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Lakeland, Florida 33815. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Lakeland and other areas of Polk county, expected lifetime cash savings are $5,272 or $15 / month.

For Lakeland, Florida 33815, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Lakeland, Florida 33815

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lakeland, FL 33815, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Lakeland, Florida 33815 from 2012 - 2019

Below are historical data on refinancing in Lakeland, Florida and around Polk county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.60% 48.16% 48.49% 50.31% 55.96% 52.72% 58.15% 52.44%
avg refi rate 4.93% 4.57% 3.92% 3.80% 4.50% 4.14% 3.94% 4.06%
% 15 year fixed refinance 33.40% 38.82% 41.63% 40.27% 35.75% 34.71% 31.51% 34.96%
avg refi rate 4.28% 3.78% 3.24% 3.06% 3.58% 3.35% 3.18% 3.23%
Avg credit score 763.72 762.86 768.24 757.59 745.56 748.63 743.27 740.81
Avg LTV (loan to value) 60.89% 63.33% 64.01% 65.94% 67.40% 68.59% 66.03% 64.65%
Avg DTI (debt to income) 32.67 32.09 33.05 33.39 35.89 35.83 35.68 36.82
Avg refinance insurance % 0.53% 0.83% 1.30% 1.81% 2.30% 2.63% 2.33% 2.18%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lakeland, Florida 33815

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lakeland, Florida 33815, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Maureen Donovan

Mortgage Loan Specialist

4421 S Florida Avenue

Lakeland, FL 33815

(863) 804-5190

kimberly.dudley@53.com

Mac Miller

Senior Vice President,

4030 S Pipkin Rd.

Lakeland, FL 33815

(863) 712-3685

mac@agamerica.com

Jackie Toenes

Chief Credit Officer

4030 S Pipkin Rd.

Lakeland, FL 33815

(844) 516-8176

jackie@agamerica.com

Bryce Philpot

Senior Vice President,

4030 S Pipkin Rd.

Lakeland, FL 33815

(844) 516-8176

bryce@agamerica.com

Brian Philpot

President/CEO

4030 S Pipkin Rd.

Lakeland, FL 33815

(844) 516-8176

brian@agamerica.com

Address

4421 S Florida Avenue

Lakeland, FL

Contact

(863) 804-5190

Fax (301) 639-0804

kimberly.dudley@53.com

Address

4030 S Pipkin Rd.

Lakeland, FL

Contact

(863) 712-3685

Fax (301) 639-0804

mac@agamerica.com

Address

4030 S Pipkin Rd.

Lakeland, FL

Contact

(844) 516-8176

Fax (301) 639-0804

jackie@agamerica.com

Refinancing News for Lakeland, Florida 33815