Compare Today’s Refinance Rates for Long Key, Florida 33001
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Long Key, Florida 33001.
With a 30-year amortization refinance in Long Key and surrounding areas of Monroe county, our calculations show that you can expect to save up to $23,872 over the lifetime of your mortgage, or a monthly savings of $66. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Long Key, Florida 33001.
Summary of Average Refinances in Long Key, Florida 33001
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Interactive Refinance Rate Projections for Long Key, Florida 33001
Pureloan has developed an interactive chart to monitor the five largest local lenders in Long Key, FL 33001, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Long Key, Florida 33001 from 2024 - 2016
The following historical data provides insights into refinancing trends in Long Key, Florida and the surrounding Monroe county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
% 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around Long Key, Florida 33001
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Long Key, Florida 33001, we have compiled a list of top refinance brokers to assist you in the process.
Bruce Lazarus
Underwriting Manager
PO Box 278
Hallandale, FL 33001
(305) 760-7002
Bruce@admortgage.com
Victor Doudnik
Mortgage Loan Originator
PO Box 278
Hallandale, FL 33001
(305) 760-7001
Victor@admortgage.com
Lenard Nelson
Mortgage Loan Originator
PO Box 278
Hallandale, FL 33001
(310) 365-3987
Lenardn@gmail.com
Irina Slyusarchuk
Loan Broker/Consultant
PO Box 278
Hallandale, FL 33001
(305) 760-7000
Irina@admortgage.com
Herold Pierre
Mortgage Broker
PO Box 278
Hallandale, FL 33001
(305) 760-7000
hpierre00@gmail.com
Address
PO Box 278
Hallandale, FL
Contact
(305) 760-7002
Fax (301) 639-0804
Bruce@admortgage.com
Address
PO Box 278
Hallandale, FL
Contact
(305) 760-7001
Fax (301) 639-0804
Victor@admortgage.com
Address
PO Box 278
Hallandale, FL
Contact
(310) 365-3987
Fax (301) 639-0804
Lenardn@gmail.com