Compare Today’s Refinance Rates for Lutz, Florida 33548
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lutz, Florida 33548.
With a 30-year amortization refinance in Lutz and surrounding areas of Hillsborough county, our calculations show that you can expect to save up to $19,677 over the lifetime of your mortgage, or a monthly savings of $55. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Lutz, Florida 33548.
Summary of Average Refinances in Lutz, Florida 33548
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Interactive Refinance Rate Projections for Lutz, Florida 33548
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lutz, FL 33548, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lutz, Florida 33548 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lutz, Florida and the surrounding Hillsborough county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
| avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
| % 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
| avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
| Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
| Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
| Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
| Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around Lutz, Florida 33548
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lutz, Florida 33548, we have compiled a list of top refinance brokers to assist you in the process.
Glen Woo
Licensed Loan Originator
19028 Geraci Road
Lutz, FL 33548
(813) 506-7947
Glen@myeasymortgage.com
Sam Wax
President
19028 Geraci Road
Lutz, FL 33548
(813) 505-7830
Sam@myeasymortgage.com
Cylie Svartoien
Director Of Marketing & Licensed Loan Originator
19028 Geraci Road
Lutz, FL 33548
(813) 513-9846
Cylie@myeasymortgage.com
Rebecca Sadlon
Client Services Liaison
19028 Geraci Road
Lutz, FL 33548
(813) 513-9846
Rebecca@myeasymortgage.com
Karl Roelofs
Licensed Loan Originator
19028 Geraci Road
Lutz, FL 33548
(248) 752-1046
Karl@myeasymortgage.com
Address
19028 Geraci Road
Lutz, FL
Contact
(813) 506-7947
Fax (301) 639-0804
Glen@myeasymortgage.com
Address
19028 Geraci Road
Lutz, FL
Contact
(813) 505-7830
Fax (301) 639-0804
Sam@myeasymortgage.com
Address
19028 Geraci Road
Lutz, FL
Contact
(813) 513-9846
Fax (301) 639-0804
Cylie@myeasymortgage.com