Compare Today’s Refinance Rates for Miami, Florida

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Miami, Florida 33299. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Miami and other areas of Miami-dade county, expected lifetime cash savings are $7,534 or $21 / month.

For Miami, Florida 33299, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Miami, Florida 33299

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Miami, FL 33299, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Miami, Florida 33299 from 2012 - 2019

Below are historical data on refinancing in Miami, Florida and around Miami-dade county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.60% 48.16% 48.49% 50.31% 55.96% 52.72% 58.15% 52.44%
avg refi rate 4.93% 4.57% 3.92% 3.80% 4.50% 4.14% 3.94% 4.06%
% 15 year fixed refinance 33.40% 38.82% 41.63% 40.27% 35.75% 34.71% 31.51% 34.96%
avg refi rate 4.28% 3.78% 3.24% 3.06% 3.58% 3.35% 3.18% 3.23%
Avg credit score 763.72 762.86 768.24 757.59 745.56 748.63 743.27 740.81
Avg LTV (loan to value) 60.89% 63.33% 64.01% 65.94% 67.40% 68.59% 66.03% 64.65%
Avg DTI (debt to income) 32.67 32.09 33.05 33.39 35.89 35.83 35.68 36.82
Avg refinance insurance % 0.53% 0.83% 1.30% 1.81% 2.30% 2.63% 2.33% 2.18%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Miami, Florida 33299

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Miami, Florida 33299, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cesar Collado

Mortgage Lender

2800 Ponce De Leon Blvd, 10Th Floor

Miami, FL 33299

(305) 774-5193

cesar.collado@regions.com

Daniel Chao

Mortgage Lender

7700 North Kendall Dr #605

Miami, FL 33299

(305) 412-2858

daniel.chao@regions.com

Maria Ginard

Mortgage Lender

7700 North Kendall Dr #605

Miami, FL 33299

(305) 412-2853

maria.ginard@regions.com

Lissette Aviles

Mortgage Lender

7700 North Kendall Dr #605

Miami, FL 33299

(305) 412-2851

lissette.aviles@regions.com

Maria Vigo

Mortgage Lender

2800 Ponce De Leon Blvd, 10Th Floor

Miami, FL 33299

(305) 774-5093

maria.vigo@regions.com

Address

2800 Ponce De Leon Blvd, 10Th Floor

Miami, FL

Contact

(305) 774-5193

Fax (301) 639-0804

cesar.collado@regions.com

Address

7700 North Kendall Dr #605

Miami, FL

Contact

(305) 412-2858

Fax (301) 639-0804

daniel.chao@regions.com

Address

7700 North Kendall Dr #605

Miami, FL

Contact

(305) 412-2853

Fax (301) 639-0804

maria.ginard@regions.com

Refinancing News for Miami, Florida 33299