Compare Today’s Refinance Rates for Miami, Florida

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Miami, Florida 33299. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Miami and surrounding areas of Miami-dade county, expected lifetime cash savings are $11,056 or $31 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Miami, Florida 33299.

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Summary of Average Refinance Terms in Miami, Florida 33299

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Miami, Florida 33299 from 2012 - 2019

Below are historical data on refinancing in Miami, Florida and around Miami-dade county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 55.60% 48.16% 48.49% 50.31% 55.96% 52.72% 58.15% 52.44%
avg refi rate 4.93% 4.57% 3.92% 3.80% 4.50% 4.14% 3.94% 4.06%
% 15 year fixed refinance 33.40% 38.82% 41.63% 40.27% 35.75% 34.71% 31.51% 34.96%
avg refi rate 4.28% 3.78% 3.24% 3.06% 3.58% 3.35% 3.18% 3.23%
Avg credit score 763.72 762.86 768.24 757.59 745.56 748.63 743.27 740.81
Avg LTV (loan to value) 60.89% 63.33% 64.01% 65.94% 67.40% 68.59% 66.03% 64.65%
Avg DTI (debt to income) 32.67 32.09 33.05 33.39 35.89 35.83 35.68 36.82
Avg refinance insurance % 0.53% 0.83% 1.30% 1.81% 2.30% 2.63% 2.33% 2.18%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Miami, Florida 33299

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Miami, Florida 33299, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cesar Collado

Mortgage Lender

2800 Ponce De Leon Blvd, 10Th Floor

Miami, FL 33299

(305) 774-5193

cesar.collado@regions.com

Daniel Chao

Mortgage Lender

7700 North Kendall Dr #605

Miami, FL 33299

(305) 412-2858

daniel.chao@regions.com

Maria Ginard

Mortgage Lender

7700 North Kendall Dr #605

Miami, FL 33299

(305) 412-2853

maria.ginard@regions.com

Lissette Aviles

Mortgage Lender

7700 North Kendall Dr #605

Miami, FL 33299

(305) 412-2851

lissette.aviles@regions.com

Maria Vigo

Mortgage Lender

2800 Ponce De Leon Blvd, 10Th Floor

Miami, FL 33299

(305) 774-5093

maria.vigo@regions.com

Address

2800 Ponce De Leon Blvd, 10Th Floor

Miami, FL

Contact

(305) 774-5193

Fax (301) 639-0804

cesar.collado@regions.com

Address

7700 North Kendall Dr #605

Miami, FL

Contact

(305) 412-2858

Fax (301) 639-0804

daniel.chao@regions.com

Address

7700 North Kendall Dr #605

Miami, FL

Contact

(305) 412-2853

Fax (301) 639-0804

maria.ginard@regions.com

Refinancing News for Miami, Florida 33299