Compare Today’s Refinance Rates for Mid Florida, Florida 32799

Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mid Florida, Florida 32799.

With a 30-year amortization refinance in Mid Florida and surrounding areas of Seminole county, our calculations show that you can expect to save up to $17,703 over the lifetime of your mortgage, or a monthly savings of $49. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mid Florida, Florida 32799.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

28.752352 -81.338075 13738

Summary of Average Refinances in Mid Florida, Florida 32799

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Mid Florida, Florida 32799

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Mid Florida, FL 32799, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Mid Florida, Florida 32799

Florida City is a city in Miami-Dade County, Florida, United States. It is the southernmost municipality in the South Florida metropolitan area. Florida City is primarily a Miami suburb and a major agricultural area. As of the 2020 census, it had a population of 13,085, up from 11,245 in 2010. Read more

Florida City is a city in Miami-Dade County, Florida, United States. It is the southernmost municipality in the South Florida metropolitan area. Florida City is primarily a Miami suburb and a major agricultural area. As of the 2020 census, it had a population of 13,085, up from 11,245 in 2010.

The city lies to the south and west of, and is contiguous with, Homestead. Both cities suffered catastrophic damage in August 1992 when Hurricane Andrew struck South Florida.

The city originated as a land promotion named "Detroit". There were no buildings in the area when the first thirty families arrived in 1910, and they had to stay in Homestead until their houses could be built. The name was changed to "Florida City" when the town incorporated in 1914. It has a small historic area, but much of the city is hotels and other tourist facilities.

The city is at the eastern end of the only road running through the Everglades National Park, which terminates at Flamingo. Florida City is the southernmost city in the United States which is not on an island. It is also the last stop on the mainland north of the Florida Keys. The southern terminus of the Homestead Extension of Florida's Turnpike where it ends at its junction with U.S. 1 is located in Florida City. Homestead is immediately north and east of Florida City, and these two cities comprise the greater Homestead-Florida City area. Some of the notable unincorporated communities in the area are Redland, Leisure City, Naranja, and Princeton. Read less

Historical Refinance Rates in Mid Florida, Florida 32799 from 2024 - 2016

The following historical data provides insights into refinancing trends in Mid Florida, Florida and the surrounding Seminole county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 73.91% 61.45% 64.66% 61.51% 60.43% 62.86% 50.84% 48.11% 54.22%
avg refi rate 6.22% 3.51% 2.99% 3.24% 4.17% 4.61% 4.22% 3.98% 4.15%
% 15 year fixed refinance 13.04% 21.36% 21.01% 23.04% 22.65% 27.91% 35.57% 39.75% 34.49%
avg refi rate 5.46% 2.81% 2.44% 2.80% 3.63% 3.91% 3.44% 3.24% 3.40%
Avg credit score 743.43 738.22 751.22 759.78 749.24 742.19 744.77 755.27 757.02
Avg LTV (loan to value) 64.61% 59.97% 66.13% 69.24% 69.29% 65.55% 68.33% 68.94% 70.83%
Avg DTI (debt to income) 37.35 35.47 33.10 32.41 34.30 34.13 33.79 32.92 32.47
Avg refinance insurance % 3.65% 0.46% 2.41% 3.56% 4.26% 3.12% 2.84% 3.26% 3.64%

Source: Financial Report of the US Government

Best Refinance Brokers around Mid Florida, Florida 32799

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mid Florida, Florida 32799, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

John Broskie

Mortgage Banker

605 East Robinson Street

Orlando, FL 32799

(407) 493-3868

johnbroskie@atlanticbay.com

Stacy Luna

Mortgage Banker

605 East Robinson Street

Orlando, FL 32799

(407) 832-3729

stacyluna@atlanticbay.com

Edward Fernandez

President & Loan Originator

605 E Robinson St Ste 700

Orlando, FL 32799

(407) 839-6060

Eddie@OrlandoFinancial.com

Nancy Pitt

Loan Originator

605 E Robinson St Ste 700

Orlando, FL 32799

(407) 839-6060

Nancy@OrlandoFinancial.com

Mike Bedell

Mortgage Consultant

189 S Orange Ave Ste 970

Orlando, FL 32799

(407) 872-3383

mbedell@fbchomeloans.com

Address

605 East Robinson Street

Orlando, FL

Contact

(407) 493-3868

Fax (301) 639-0804

johnbroskie@atlanticbay.com

Address

605 East Robinson Street

Orlando, FL

Contact

(407) 832-3729

Fax (301) 639-0804

stacyluna@atlanticbay.com

Address

605 E Robinson St Ste 700

Orlando, FL

Contact

(407) 839-6060

Fax (301) 639-0804

Eddie@OrlandoFinancial.com

Refinancing News for Mid Florida, Florida 32799