Compare Today’s Refinance Rates for Midway, Florida 32343
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Midway, Florida 32343.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $18,103 over the lifetime of your mortgage, which translates to a monthly savings of $50 in Midway and other areas of Gadsden county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Midway, Florida 32343
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Interactive Refinance Rate Projections for Midway, Florida 32343
Pureloan has developed an interactive chart to monitor the five largest local lenders in Midway, FL 32343, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Midway, Florida 32343 from 2024 - 2016
The following historical data provides insights into refinancing trends in Midway, Florida and the surrounding Gadsden county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 50.35% | 51.77% | 55.00% | 53.79% | 50.27% | 38.40% | 48.33% | 59.62% | |
| avg refi rate | 3.99% | 3.94% | 4.14% | 4.54% | 3.73% | 3.92% | 4.50% | 4.81% | |
| % 15 year fixed refinance | 37.06% | 35.46% | 34.64% | 38.62% | 42.86% | 50.00% | 40.67% | 34.62% | |
| avg refi rate | 3.27% | 3.16% | 3.29% | 3.68% | 2.99% | 3.18% | 3.71% | 4.25% | |
| Avg credit score | 755.62 | 753.99 | 754.90 | 758.94 | 768.90 | 771.66 | 770.39 | 767.69 | |
| Avg LTV (loan to value) | 74.55% | 74.22% | 72.63% | 73.17% | 68.70% | 67.34% | 67.26% | 65.81% | |
| Avg DTI (debt to income) | 32.01 | 32.85 | 32.24 | 31.50 | 30.68 | 29.23 | 31.40 | 30.45 | |
| Avg refinance insurance % | 6.36% | 6.33% | 5.36% | 5.20% | 3.50% | 2.15% | 1.67% | 1.14% |
Best Refinance Brokers around Midway, Florida 32343
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Midway, Florida 32343, we have compiled a list of top refinance brokers to assist you in the process.
Ian Donkin
President/Ceo
200 East Washington Street
Monticello, FL 32343
(850) 997-2591
idonkin@fmbbank.com
Sonja Brock
Loan Officer
200 East Washington Street
Monticello, FL 32343
(850) 997-2591
sbrock@fmbbank.com
Gail Murphy
Customer Service
200 East Washington Street
Monticello, FL 32343
(850) 997-2591
gmurphy@fmbbank.com
Linda Palmer
Sr. Vice President
200 East Washington Street
Monticello, FL 32343
(850) 997-2591
lpalmer@fmbbank.com
Brett Bosarge
Branch Manager-Tallahassee
2282 Killearn Center Blvd., Suite B
Tallahassee, FL 32343
(850) 895-8225
'brett.bosarge@lionbank.com'
Address
200 East Washington Street
Monticello, FL
Contact
(850) 997-2591
Fax (301) 639-0804
idonkin@fmbbank.com
Address
200 East Washington Street
Monticello, FL
Contact
(850) 997-2591
Fax (301) 639-0804
sbrock@fmbbank.com
Address
200 East Washington Street
Monticello, FL
Contact
(850) 997-2591
Fax (301) 639-0804
gmurphy@fmbbank.com