Compare Today’s Refinance Rates for North Miami Beach, Florida 33160
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North Miami Beach, Florida 33160.
With a 30-year amortization refinance in North Miami Beach and surrounding areas of Miami-dade county, our calculations show that you can expect to save up to $10,407 over the lifetime of your mortgage, or a monthly savings of $29. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for North Miami Beach, Florida 33160.
Summary of Average Refinances in North Miami Beach, Florida 33160
Become a certified mortgage expert on Pureloan.com
in North Miami Beach, Florida 33160
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for North Miami Beach, Florida 33160
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Miami Beach, FL 33160, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Miami Beach, Florida 33160 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Miami Beach, Florida and the surrounding Miami-dade county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
% 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around North Miami Beach, Florida 33160
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Miami Beach, Florida 33160, we have compiled a list of top refinance brokers to assist you in the process.
Jim McQuaig
Branch Manager
3745 NE 171st St., Suite 77
North Miami Beach, FL 33160
(866) 853-6335
jim.mcquaig@churchillmortgage.com
Teri Knight
Branch Manager
15807 Biscayne Blvd., Suite 117
North Miami Beach, FL 33160
(877) 215-7116
teri.knight@loanpacific.com
Rolando Moreno
Mortgage Loan Originator
15807 Biscayne Blvd., Suite 117
North Miami Beach, FL 33160
(78) 620-4429
rolando.moreno@loanpacific.com
Michael Coles
Mortgage Loan Originator
15807 Biscayne Blvd., Suite 117
North Miami Beach, FL 33160
(786) 204-4294
michael.coles@loanpacific.com
Olga Amaya
Loan Officer
1201 NE 163rd St
North Miami Beach, FL 33160
(786) 339-5791
Olga.L.Amaya@chase.com
Address
3745 NE 171st St., Suite 77
North Miami Beach, FL
Contact
(866) 853-6335
Fax (301) 639-0804
jim.mcquaig@churchillmortgage.com
Address
15807 Biscayne Blvd., Suite 117
North Miami Beach, FL
Contact
(877) 215-7116
Fax (301) 639-0804
teri.knight@loanpacific.com
Address
15807 Biscayne Blvd., Suite 117
North Miami Beach, FL
Contact
(78) 620-4429
Fax (301) 639-0804
rolando.moreno@loanpacific.com