Compare Today’s Refinance Rates for Palm City, Florida 34990
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Palm City, Florida 34990.
With a 30-year amortization refinance in Palm City and surrounding areas of Martin county, our calculations show that you can expect to save up to $11,706 over the lifetime of your mortgage, or a monthly savings of $33. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Palm City, Florida 34990.
Summary of Average Refinances in Palm City, Florida 34990
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Interactive Refinance Rate Projections for Palm City, Florida 34990
Pureloan has developed an interactive chart to monitor the five largest local lenders in Palm City, FL 34990, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Palm City, Florida 34990 from 2024 - 2016
The following historical data provides insights into refinancing trends in Palm City, Florida and the surrounding Martin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.86% | 60.38% | 65.31% | 61.69% | 61.04% | 54.31% | 49.38% | 50.25% | 53.61% |
avg refi rate | 6.06% | 3.40% | 2.98% | 3.22% | 4.22% | 4.58% | 4.16% | 3.94% | 4.17% |
% 15 year fixed refinance | 7.14% | 23.65% | 20.60% | 23.75% | 24.23% | 31.47% | 38.82% | 37.06% | 36.68% |
avg refi rate | 5.75% | 2.68% | 2.44% | 2.78% | 3.63% | 3.81% | 3.46% | 3.21% | 3.47% |
Avg credit score | 720.64 | 735.10 | 749.12 | 758.73 | 744.15 | 742.50 | 744.56 | 749.30 | 747.24 |
Avg LTV (loan to value) | 59.29% | 55.65% | 64.47% | 68.32% | 67.02% | 63.52% | 66.18% | 66.44% | 69.58% |
Avg DTI (debt to income) | 42.57 | 36.95 | 35.18 | 35.04 | 36.55 | 35.24 | 34.68 | 33.83 | 34.46 |
Avg refinance insurance % | 1.79% | 0.51% | 1.91% | 3.45% | 3.49% | 1.43% | 2.36% | 1.83% | 3.38% |
Best Refinance Brokers around Palm City, Florida 34990
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Palm City, Florida 34990, we have compiled a list of top refinance brokers to assist you in the process.
Michael Bartolotta
Loan Officer
1251 SW 27th St. Suite #1
Palm City, FL 34990
(772) 288-4859
michael.bartolotta@pnc.com
Gary Klein
Loan Officer
3228 SW Martin Downs Blvd. Suite# 1
Palm City, FL 34990
(772) 283-2077
gary@ecmortgagelenders.com
Charlie Mendinhall
Loan Officer
3228 SW Martin Downs Blvd. Suite# 1
Palm City, FL 34990
(772) 283-2077
charlie@ecmortgagelenders.com
Celia Lucente
Loan Officer
3228 SW Martin Downs Blvd. Suite# 1
Palm City, FL 34990
(772) 204-0817
celia@ecmortgagelenders.com
Angela Rojas
Loan Officer
3228 SW Martin Downs Blvd. Suite# 1
Palm City, FL 34990
(772) 283-2077
afraginals@aol.com
Address
1251 SW 27th St. Suite #1
Palm City, FL
Contact
(772) 288-4859
Fax (301) 639-0804
michael.bartolotta@pnc.com
Address
3228 SW Martin Downs Blvd. Suite# 1
Palm City, FL
Contact
(772) 283-2077
Fax (301) 639-0804
gary@ecmortgagelenders.com
Address
3228 SW Martin Downs Blvd. Suite# 1
Palm City, FL
Contact
(772) 283-2077
Fax (301) 639-0804
charlie@ecmortgagelenders.com