Compare Today’s Refinance Rates for Port Saint Lucie, Florida 34985
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Port Saint Lucie, Florida 34985.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Port Saint Lucie, Florida 34985. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,176 or $25 per month in Port Saint Lucie and other parts of Saint Lucie county.
Summary of Average Refinances in Port Saint Lucie, Florida 34985
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Interactive Refinance Rate Projections for Port Saint Lucie, Florida 34985
Pureloan has developed an interactive chart to monitor the five largest local lenders in Port Saint Lucie, FL 34985, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Port Saint Lucie, Florida 34985 from 2024 - 2016
The following historical data provides insights into refinancing trends in Port Saint Lucie, Florida and the surrounding Saint Lucie county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.86% | 60.38% | 65.31% | 61.69% | 61.04% | 54.31% | 49.38% | 50.25% | 53.61% |
avg refi rate | 6.06% | 3.40% | 2.98% | 3.22% | 4.22% | 4.58% | 4.16% | 3.94% | 4.17% |
% 15 year fixed refinance | 7.14% | 23.65% | 20.60% | 23.75% | 24.23% | 31.47% | 38.82% | 37.06% | 36.68% |
avg refi rate | 5.75% | 2.68% | 2.44% | 2.78% | 3.63% | 3.81% | 3.46% | 3.21% | 3.47% |
Avg credit score | 720.64 | 735.10 | 749.12 | 758.73 | 744.15 | 742.50 | 744.56 | 749.30 | 747.24 |
Avg LTV (loan to value) | 59.29% | 55.65% | 64.47% | 68.32% | 67.02% | 63.52% | 66.18% | 66.44% | 69.58% |
Avg DTI (debt to income) | 42.57 | 36.95 | 35.18 | 35.04 | 36.55 | 35.24 | 34.68 | 33.83 | 34.46 |
Avg refinance insurance % | 1.79% | 0.51% | 1.91% | 3.45% | 3.49% | 1.43% | 2.36% | 1.83% | 3.38% |
Best Refinance Brokers around Port Saint Lucie, Florida 34985
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Port Saint Lucie, Florida 34985, we have compiled a list of top refinance brokers to assist you in the process.
Jaclyn Pressley
Loan Originator
1680 Sw. St. Lucie West Blvd. Suite 209
Port Saint Lucie, FL 34985
(772) 877-2318
jpressley@nfmlending.com
Jim Wright
Loan Originator
1680 Sw. St. Lucie West Blvd. Suite 209
Port Saint Lucie, FL 34985
(772) 877-2318
jwright@nfmlending.com
Dhrupad Upadhyay
Loan Originator
1680 Sw. St. Lucie West Blvd. Suite 209
Port Saint Lucie, FL 34985
(561) 425-5781
dupadhyay@nfmlending.com
Christy Romano
Loan Originator
1680 Sw. St. Lucie West Blvd. Suite 209
Port Saint Lucie, FL 34985
(772) 877-2318
cromano@nfmlending.com
Grace Monforte
Loan Officer
1790 SW Gatlin Blvd STE 202,
Port Saint Lucie, FL 34985
(772) 485-7479
Grace.Monforte@seacoastbank.com
Address
1680 Sw. St. Lucie West Blvd. Suite 209
Port Saint Lucie, FL
Contact
(772) 877-2318
Fax (301) 639-0804
jpressley@nfmlending.com
Address
1680 Sw. St. Lucie West Blvd. Suite 209
Port Saint Lucie, FL
Contact
(772) 877-2318
Fax (301) 639-0804
jwright@nfmlending.com
Address
1680 Sw. St. Lucie West Blvd. Suite 209
Port Saint Lucie, FL
Contact
(561) 425-5781
Fax (301) 639-0804
dupadhyay@nfmlending.com