Compare Today’s Refinance Rates for Punta Gorda, Florida 33955
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Punta Gorda, Florida 33955.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Punta Gorda, Florida 33955. For 30-year amortization refinancing, you can expect lifetime cash savings of $25,659 or $71 per month in Punta Gorda and other parts of Charlotte county.
Summary of Average Refinances in Punta Gorda, Florida 33955
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Interactive Refinance Rate Projections for Punta Gorda, Florida 33955
Pureloan has developed an interactive chart to monitor the five largest local lenders in Punta Gorda, FL 33955, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Punta Gorda, Florida 33955 from 2024 - 2016
The following historical data provides insights into refinancing trends in Punta Gorda, Florida and the surrounding Charlotte county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
% 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around Punta Gorda, Florida 33955
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Punta Gorda, Florida 33955, we have compiled a list of top refinance brokers to assist you in the process.
Chris Fulton
Loan Officer
3691 Tamiami Trail Suite B
Punta Gorda, FL 33955
(941) 538-6720
Chris.Fulton@movement.com
Jason Jones
Sales Manager
201 W Marion Ave, Suite 1203
Punta Gorda, FL 33955
(941) 258-2139
jason.jones@fairwaymc.com
Janet Labriola
Loan Officer
2511 Vasco Street STE 211
Punta Gorda, FL 33955
(941) 621-4398
jan@theperfectmortgagesolution.com
Toby Lynn
Loan Officer
2511 Vasco Street, Suite 111
Punta Gorda, FL 33955
6543
toby.lynn@themortgagefirm.com
David Aldi
Loan Officer
10501 6 Mile Cypress Pkwy #104
Fort Myers, FL 33955
(877) 411-8695
davidaldi@uamc.com
Address
3691 Tamiami Trail Suite B
Punta Gorda, FL
Contact
(941) 538-6720
Fax (301) 639-0804
Chris.Fulton@movement.com
Address
201 W Marion Ave, Suite 1203
Punta Gorda, FL
Contact
(941) 258-2139
Fax (301) 639-0804
jason.jones@fairwaymc.com
Address
2511 Vasco Street STE 211
Punta Gorda, FL
Contact
(941) 621-4398
Fax (301) 639-0804
jan@theperfectmortgagesolution.com