Compare Today’s Refinance Rates for Saint Petersburg, Florida 33740
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Saint Petersburg, Florida 33740.
With a 30-year amortization refinance in Saint Petersburg and surrounding areas of Pinellas county, our calculations show that you can expect to save up to $8,407 over the lifetime of your mortgage, or a monthly savings of $23. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Saint Petersburg, Florida 33740.
Summary of Average Refinances in Saint Petersburg, Florida 33740
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Interactive Refinance Rate Projections for Saint Petersburg, Florida 33740
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint Petersburg, FL 33740, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint Petersburg, Florida 33740 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint Petersburg, Florida and the surrounding Pinellas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
% 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around Saint Petersburg, Florida 33740
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint Petersburg, Florida 33740, we have compiled a list of top refinance brokers to assist you in the process.
Ed Koch
Loan Officer
5521 38th Avenue North
Saint Petersburg, FL 33740
(727) 344-3995
ekoch@themortgagefirm.com
Charline Boettcher
Loan Officer
5521 38th Avenue North
Saint Petersburg, FL 33740
(727) 344-3995
cboettcher@themortgagefirm.com
Diane Cape
Loan Officer
5521 38th Avenue North
Saint Petersburg, FL 33740
(727) 344-3995
dcape@themortgagefirm.com
Alexandre Panteleev
Loan Officer
5521 38th Avenue North
Saint Petersburg, FL 33740
(727) 344-3995
apanteleev@themortgagefirm.com
James Marks
Loan Officer
5521 38th Avenue North
Saint Petersburg, FL 33740
(727) 344-3995
jmarks@themortgagefirm.com
Address
5521 38th Avenue North
Saint Petersburg, FL
Contact
(727) 344-3995
Fax (301) 639-0804
ekoch@themortgagefirm.com
Address
5521 38th Avenue North
Saint Petersburg, FL
Contact
(727) 344-3995
Fax (301) 639-0804
cboettcher@themortgagefirm.com
Address
5521 38th Avenue North
Saint Petersburg, FL
Contact
(727) 344-3995
Fax (301) 639-0804
dcape@themortgagefirm.com