Compare Today’s Refinance Rates for Saint Petersburg, Florida

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Saint Petersburg, Florida 33747. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,291 or $9 / month in Saint Petersburg and other areas of Pinellas county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Saint Petersburg, Florida 33747.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Saint Petersburg, Florida 33747

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Saint Petersburg, FL

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Saint Petersburg, FL 33747, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Saint Petersburg, FL

Refinance Rates for Saint Petersburg, Florida 33747 from 2013 - 2020

Below are historical data on refinancing in Saint Petersburg, Florida and around Pinellas county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.60% 48.16% 48.49% 50.31% 55.96% 52.72% 58.15% 52.44%
avg refi rate 4.93% 4.57% 3.92% 3.80% 4.50% 4.14% 3.94% 4.06%
% 15 year fixed refinance 33.40% 38.82% 41.63% 40.27% 35.75% 34.71% 31.51% 34.96%
avg refi rate 4.28% 3.78% 3.24% 3.06% 3.58% 3.35% 3.18% 3.23%
Avg credit score 763.72 762.86 768.24 757.59 745.56 748.63 743.27 740.81
Avg LTV (loan to value) 60.89% 63.33% 64.01% 65.94% 67.40% 68.59% 66.03% 64.65%
Avg DTI (debt to income) 32.67 32.09 33.05 33.39 35.89 35.83 35.68 36.82
Avg refinance insurance % 0.53% 0.83% 1.30% 1.81% 2.30% 2.63% 2.33% 2.18%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Saint Petersburg, Florida 33747

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Saint Petersburg, Florida 33747, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ed Koch

Loan Officer

5521 38th Avenue North

Saint Petersburg, FL 33747

(727) 344-3995

ekoch@themortgagefirm.com

Charline Boettcher

Loan Officer

5521 38th Avenue North

Saint Petersburg, FL 33747

(727) 344-3995

cboettcher@themortgagefirm.com

Diane Cape

Loan Officer

5521 38th Avenue North

Saint Petersburg, FL 33747

(727) 344-3995

dcape@themortgagefirm.com

Alexandre Panteleev

Loan Officer

5521 38th Avenue North

Saint Petersburg, FL 33747

(727) 344-3995

apanteleev@themortgagefirm.com

James Marks

Loan Officer

5521 38th Avenue North

Saint Petersburg, FL 33747

(727) 344-3995

jmarks@themortgagefirm.com

Address

5521 38th Avenue North

Saint Petersburg, FL

Contact

(727) 344-3995

Fax (301) 639-0804

ekoch@themortgagefirm.com

Address

5521 38th Avenue North

Saint Petersburg, FL

Contact

(727) 344-3995

Fax (301) 639-0804

cboettcher@themortgagefirm.com

Address

5521 38th Avenue North

Saint Petersburg, FL

Contact

(727) 344-3995

Fax (301) 639-0804

dcape@themortgagefirm.com

Refinancing News for Saint Petersburg, Florida 33747