Compare Today’s Refinance Rates for Sarasota, Florida 34278
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Sarasota, Florida 34278.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Sarasota, Florida 34278. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,168 or $23 per month in Sarasota and other parts of Sarasota county.
Summary of Average Refinances in Sarasota, Florida 34278
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Interactive Refinance Rate Projections for Sarasota, Florida 34278
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sarasota, FL 34278, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sarasota, Florida 34278 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sarasota, Florida and the surrounding Sarasota county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 78.26% | 61.05% | 67.04% | 65.53% | 63.75% | 63.47% | 58.11% | 59.20% | 56.37% |
avg refi rate | 6.34% | 3.48% | 2.96% | 3.22% | 4.10% | 4.57% | 4.10% | 3.92% | 4.09% |
% 15 year fixed refinance | 13.04% | 22.66% | 21.13% | 22.55% | 23.77% | 30.03% | 31.19% | 32.83% | 34.18% |
avg refi rate | 5.54% | 2.68% | 2.44% | 2.76% | 3.56% | 3.87% | 3.30% | 3.15% | 3.35% |
Avg credit score | 745.70 | 746.73 | 760.80 | 767.79 | 757.16 | 746.07 | 750.91 | 757.30 | 759.45 |
Avg LTV (loan to value) | 60.52% | 54.46% | 63.80% | 67.29% | 67.99% | 65.75% | 64.26% | 64.84% | 66.27% |
Avg DTI (debt to income) | 35.30 | 35.72 | 34.16 | 33.64 | 34.48 | 34.65 | 34.75 | 34.08 | 33.34 |
Avg refinance insurance % | 1.09% | 0.15% | 1.65% | 2.81% | 3.98% | 3.29% | 2.48% | 2.28% | 2.29% |
Best Refinance Brokers around Sarasota, Florida 34278
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sarasota, Florida 34278, we have compiled a list of top refinance brokers to assist you in the process.
Jason Stoddard
Mortgage Loan Specialist
2035 Cattlemen Rd
Sarasota, FL 34278
(330) 418-1363
barry.shertzer@53.com
Jeanne Armour
Mortgage Lender
1626 Ringling Blvd
Sarasota, FL 34278
(941) 329-4129
jeanne.armour@regions.com
Sharon Thompson
Mortgage Loan Officer
1743 Main Street
Sarasota, FL 34278
(941) 363-3137
sharon.thompson@iberiabank.com
Ron Hodgkinson
Loan Officer
677 N Washington Blvd, STE 6,Sarasota,FL 34236
Sarasota, FL 34278
(877) 882-6269
rhodg@msn.com
Jeff Chapdelaine
Loan Officer
8455 Tuttle Ave
Sarasota, FL 34278
jeff.chapdelaine@regions.com
Address
2035 Cattlemen Rd
Sarasota, FL
Contact
(330) 418-1363
Fax (301) 639-0804
barry.shertzer@53.com
Address
1626 Ringling Blvd
Sarasota, FL
Contact
(941) 329-4129
Fax (301) 639-0804
jeanne.armour@regions.com
Address
1743 Main Street
Sarasota, FL
Contact
(941) 363-3137
Fax (301) 639-0804
sharon.thompson@iberiabank.com