Compare Today’s Refinance Rates for Spring Hill, Florida 34610
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Spring Hill, Florida 34610.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,048 over the lifetime of your mortgage, which translates to a monthly savings of $28 in Spring Hill and other areas of Pasco county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Spring Hill, Florida 34610
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Interactive Refinance Rate Projections for Spring Hill, Florida 34610
Pureloan has developed an interactive chart to monitor the five largest local lenders in Spring Hill, FL 34610, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Spring Hill, Florida 34610 from 2024 - 2016
The following historical data provides insights into refinancing trends in Spring Hill, Florida and the surrounding Pasco county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 61.52% | 62.32% | 61.71% | 63.77% | 60.87% | 48.96% | 52.17% | 54.03% |
avg refi rate | 6.41% | 3.40% | 2.98% | 3.26% | 4.20% | 4.64% | 4.27% | 3.96% | 4.19% |
% 15 year fixed refinance | 7.69% | 20.46% | 23.62% | 23.05% | 22.98% | 30.10% | 36.95% | 37.15% | 31.54% |
avg refi rate | 5.13% | 2.81% | 2.47% | 2.80% | 3.63% | 3.90% | 3.38% | 3.23% | 3.39% |
Avg credit score | 751.19 | 739.34 | 752.80 | 757.02 | 744.05 | 744.34 | 746.66 | 751.86 | 756.11 |
Avg LTV (loan to value) | 55.88% | 55.61% | 64.38% | 69.72% | 70.43% | 68.05% | 69.75% | 70.30% | 71.12% |
Avg DTI (debt to income) | 39.19 | 34.98 | 33.43 | 33.21 | 35.12 | 35.77 | 34.31 | 33.91 | 33.97 |
Avg refinance insurance % | 3.27% | 0.32% | 1.50% | 3.59% | 4.39% | 4.01% | 3.65% | 3.88% | 4.41% |
Best Refinance Brokers around Spring Hill, Florida 34610
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Spring Hill, Florida 34610, we have compiled a list of top refinance brokers to assist you in the process.
Ken Phillips
Branch Partner - Sr. Loan Officer
4094 Commercial Way
Spring Hill, FL 34610
(843) 449-2250
kphillips@alcovamortgage.com
Joe Begg
Loan Officer
4094 Commercial Way
Spring Hill, FL 34610
(843) 449-2250
jbegg@alcovamortgage.com
Lori Howell
Loan Officer
4177 Mariner Blvd
Spring Hill, FL 34610
(352) 684-5478
lori.howell@regions.com
Kyle Tuttle
Regional Manager And Senior Loan Officer
14264 Powell Road
Spring Hill, FL 34610
(352) 797-9911
ktuttle@patriotlending.com
Katiri Taylor
Mortgage Loan Originator
14263 Powell Road
Spring Hill, FL 34610
(352) 797-9911
ktaylor@patriotlending.com
Address
4094 Commercial Way
Spring Hill, FL
Contact
(843) 449-2250
Fax (301) 639-0804
kphillips@alcovamortgage.com
Address
4094 Commercial Way
Spring Hill, FL
Contact
(843) 449-2250
Fax (301) 639-0804
jbegg@alcovamortgage.com
Address
4177 Mariner Blvd
Spring Hill, FL
Contact
(352) 684-5478
Fax (301) 639-0804
lori.howell@regions.com