Compare Today’s Refinance Rates for Spring Hill, Florida

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Spring Hill, Florida 34611. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Spring Hill and other areas of Hernando county, expected lifetime cash savings are $5,272 or $15 / month.

For Spring Hill, Florida 34611, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Spring Hill, Florida 34611

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Spring Hill, FL 34611, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Spring Hill, Florida 34611 from 2012 - 2019

Below are historical data on refinancing in Spring Hill, Florida and around Hernando county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.93% 50.32% 46.90% 52.71% 60.65% 59.58% 60.56% 52.94%
avg refi rate 4.85% 4.48% 3.90% 3.74% 4.48% 4.10% 3.89% 3.96%
% 15 year fixed refinance 31.08% 35.58% 41.54% 40.49% 32.26% 32.81% 30.39% 36.76%
avg refi rate 4.25% 3.74% 3.23% 3.01% 3.62% 3.31% 3.15% 3.15%
Avg credit score 774.67 775.98 776.27 767.68 752.10 755.67 756.65 756.84
Avg LTV (loan to value) 57.83% 59.94% 59.15% 60.31% 65.30% 63.20% 60.84% 61.03%
Avg DTI (debt to income) 32.33 32.86 33.15 33.37 35.08 35.08 35.03 34.05
Avg refinance insurance % 0.06% 0.37% 0.30% 0.45% 1.69% 1.51% 1.28% 1.08%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Spring Hill, Florida 34611

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Spring Hill, Florida 34611, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ken Phillips

Branch Partner - Sr. Loan Officer

4094 Commercial Way

Spring Hill, FL 34611

(843) 449-2250

kphillips@alcovamortgage.com

Joe Begg

Loan Officer

4094 Commercial Way

Spring Hill, FL 34611

(843) 449-2250

jbegg@alcovamortgage.com

Lori Howell

Loan Officer

4177 Mariner Blvd

Spring Hill, FL 34611

(352) 684-5478

lori.howell@regions.com

Kyle Tuttle

Regional Manager And Senior Loan Officer

14264 Powell Road

Spring Hill, FL 34611

(352) 797-9911

ktuttle@patriotlending.com

Katiri Taylor

Mortgage Loan Originator

14263 Powell Road

Spring Hill, FL 34611

(352) 797-9911

ktaylor@patriotlending.com

Address

4094 Commercial Way

Spring Hill, FL

Contact

(843) 449-2250

Fax (301) 639-0804

kphillips@alcovamortgage.com

Address

4094 Commercial Way

Spring Hill, FL

Contact

(843) 449-2250

Fax (301) 639-0804

jbegg@alcovamortgage.com

Address

4177 Mariner Blvd

Spring Hill, FL

Contact

(352) 684-5478

Fax (301) 639-0804

lori.howell@regions.com

Refinancing News for Spring Hill, Florida 34611