Compare Today’s Refinance Rates for Valrico, Florida 33594
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Valrico, Florida 33594.
With a 30-year amortization refinance in Valrico and surrounding areas of Hillsborough county, our calculations show that you can expect to save up to $19,677 over the lifetime of your mortgage, or a monthly savings of $55. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Valrico, Florida 33594.
Summary of Average Refinances in Valrico, Florida 33594
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Interactive Refinance Rate Projections for Valrico, Florida 33594
Pureloan has developed an interactive chart to monitor the five largest local lenders in Valrico, FL 33594, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Valrico, Florida 33594 from 2024 - 2016
The following historical data provides insights into refinancing trends in Valrico, Florida and the surrounding Hillsborough county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
| avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
| % 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
| avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
| Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
| Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
| Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
| Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around Valrico, Florida 33594
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Valrico, Florida 33594, we have compiled a list of top refinance brokers to assist you in the process.
Karen S
Mortgage Lender
3522 Bell Shoals Rd
Valrico, FL 33594
(813) 571-2055
karen.s@regions.com
Karen Wyckoff
Loan Officer
3522 Bell Shoals Rd
Valrico, FL 33594
(813) 571-2055
karen.wyckoff@regions.com
Lisa Pusateri
President
1070 Bloomingdale Ave
Valrico, FL 33594
(813) 657-8700
lisa@aamortgagefunding.com
Larry Brooks
REVERSE MORTGAGE CONSULTANT
1070 Bloomingdale Ave
Valrico, FL 33594
(813) 657-8700
larry.aamortgagefunding@yahoo.com
Grant Anderson
Executive Vice President
1815 State Road 60
East Valrico, FL 33594
(641) 394-3021
GAnderson@statebankia.com
Address
3522 Bell Shoals Rd
Valrico, FL
Contact
(813) 571-2055
Fax (301) 639-0804
karen.s@regions.com
Address
3522 Bell Shoals Rd
Valrico, FL
Contact
(813) 571-2055
Fax (301) 639-0804
karen.wyckoff@regions.com
Address
1070 Bloomingdale Ave
Valrico, FL
Contact
(813) 657-8700
Fax (301) 639-0804
lisa@aamortgagefunding.com