Compare Today’s Refinance Rates for Wacissa, Florida 32361
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wacissa, Florida 32361.
With a 30-year amortization refinance in Wacissa and surrounding areas of Jefferson county, our calculations show that you can expect to save up to $6,165 over the lifetime of your mortgage, or a monthly savings of $17. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wacissa, Florida 32361.
Summary of Average Refinances in Wacissa, Florida 32361
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Interactive Refinance Rate Projections for Wacissa, Florida 32361
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wacissa, FL 32361, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wacissa, Florida 32361 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wacissa, Florida and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.35% | 51.77% | 55.00% | 53.79% | 50.27% | 38.40% | 48.33% | 59.62% | |
avg refi rate | 3.99% | 3.94% | 4.14% | 4.54% | 3.73% | 3.92% | 4.50% | 4.81% | |
% 15 year fixed refinance | 37.06% | 35.46% | 34.64% | 38.62% | 42.86% | 50.00% | 40.67% | 34.62% | |
avg refi rate | 3.27% | 3.16% | 3.29% | 3.68% | 2.99% | 3.18% | 3.71% | 4.25% | |
Avg credit score | 755.62 | 753.99 | 754.90 | 758.94 | 768.90 | 771.66 | 770.39 | 767.69 | |
Avg LTV (loan to value) | 74.55% | 74.22% | 72.63% | 73.17% | 68.70% | 67.34% | 67.26% | 65.81% | |
Avg DTI (debt to income) | 32.01 | 32.85 | 32.24 | 31.50 | 30.68 | 29.23 | 31.40 | 30.45 | |
Avg refinance insurance % | 6.36% | 6.33% | 5.36% | 5.20% | 3.50% | 2.15% | 1.67% | 1.14% |
Best Refinance Brokers around Wacissa, Florida 32361
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wacissa, Florida 32361, we have compiled a list of top refinance brokers to assist you in the process.
John Tremont
Loan Originator
2101 Northside Dr Unit 304
Panama City, FL 32361
(850) 522-4078
tremontjd@yahoo.com
April McMullan
Loan Officer
309 N Richard Jackson Blvd
Panama City Beach, FL 32361
(850) 250-0811
April.McMullan@supremelending.com
Chelsea Wright
Mortgage Loan Originator
2842 US Highway 98 W
Santa Rosa Beach, FL 32361
(850) 660-1730
cwwright@dhimortgage.com
Ron Bolton
Branch Sales Manager
2842 US Highway 98 W
Santa Rosa Beach, FL 32361
(850) 660-1718
rebolton1@dhimortgage.com
Monica Campos
Mortgage Loan Originator
2842 US Highway 98 W
Santa Rosa Beach, FL 32361
(850) 660-1730
macampos@dhimortgage.com
Address
2101 Northside Dr Unit 304
Panama City, FL
Contact
(850) 522-4078
Fax (301) 639-0804
tremontjd@yahoo.com
Address
309 N Richard Jackson Blvd
Panama City Beach, FL
Contact
(850) 250-0811
Fax (301) 639-0804
April.McMullan@supremelending.com
Address
2842 US Highway 98 W
Santa Rosa Beach, FL
Contact
(850) 660-1730
Fax (301) 639-0804
cwwright@dhimortgage.com