Compare Today’s Refinance Rates for West Palm Beach, Florida

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for West Palm Beach, Florida 33422. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in West Palm Beach and surrounding areas of Palm Beach county, expected lifetime cash savings are $25,091 or $70 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for West Palm Beach, Florida 33422.

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Summary of Average Refinance Terms in West Palm Beach, Florida 33422

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for West Palm Beach, Florida 33422 from 2012 - 2019

Below are historical data on refinancing in West Palm Beach, Florida and around Palm Beach county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 55.60% 48.16% 48.49% 50.31% 55.96% 52.72% 58.15% 52.44%
avg refi rate 4.93% 4.57% 3.92% 3.80% 4.50% 4.14% 3.94% 4.06%
% 15 year fixed refinance 33.40% 38.82% 41.63% 40.27% 35.75% 34.71% 31.51% 34.96%
avg refi rate 4.28% 3.78% 3.24% 3.06% 3.58% 3.35% 3.18% 3.23%
% 10 year fixed refinance 2.32% 5.65% 3.72% 2.93% 2.76% 1.78% 1.00% 1.18%
avg refi rate 3.86% 3.76% 3.15% 3.05% 3.57% 3.33% 3.13% 3.41%
Avg credit score 763.72 762.86 768.24 757.59 745.56 748.63 743.27 740.81
Avg LTV (loan to value) 60.89% 63.33% 64.01% 65.94% 67.40% 68.59% 66.03% 64.65%
Avg Combined LTV (loan to value) 62.57% 65.19% 65.21% 66.86% 68.29% 69.27% 66.79% 65.43%
Avg DTI (debt to income) 32.67 32.09 33.05 33.39 35.89 35.83 35.68 36.82
Avg refinance insurance % 0.53% 0.83% 1.30% 1.81% 2.30% 2.63% 2.33% 2.18%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around West Palm Beach, Florida 33422

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in West Palm Beach, Florida 33422, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Gersie Schweizer

Mortgage Loan Specialist

515 N Flagler Drive Ste 101

West Palm Beach, FL 33422

(561) 926-2799

james.green@53.com

George Cornell

Loan Officer

219 Almeria Rd.

West Palm Beach, FL 33422

(561) 531-3723

americadirect.george@gmail.com

Kathryn Powell

Loan Officer

525 Okeechobee Boulevard

West Palm Beach, FL 33422

(561) 213-9923

kathryn.powell@regions.com

Tammy Blakey

Senior Loan Officer

1475 Centrepark Blvd. Suite 301

West Palm Beach, FL 33422

(772) 675-4793

tblakey@ctcmortgage.net

Jess Kinna

Loan Officer

5589 Okeechobee Blvd - Suite 105

West Palm Beach, FL 33422

(561) 475-3685

jess@palmbeachmortgagegroup.com

Address

515 N Flagler Drive Ste 101

West Palm Beach, FL

Contact

(561) 926-2799

Fax (301) 639-0804

james.green@53.com

Address

219 Almeria Rd.

West Palm Beach, FL

Contact

(561) 531-3723

Fax (301) 639-0804

americadirect.george@gmail.com

Address

525 Okeechobee Boulevard

West Palm Beach, FL

Contact

(561) 213-9923

Fax (301) 639-0804

kathryn.powell@regions.com

Refinancing News for West Palm Beach, Florida 33422