Compare Today’s Refinance Rates for Wimauma, Florida 33598
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wimauma, Florida 33598.
With a 30-year amortization refinance in Wimauma and surrounding areas of Hillsborough county, our calculations show that you can expect to save up to $9,016 over the lifetime of your mortgage, or a monthly savings of $25. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wimauma, Florida 33598.
Summary of Average Refinances in Wimauma, Florida 33598
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Interactive Refinance Rate Projections for Wimauma, Florida 33598
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wimauma, FL 33598, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wimauma, Florida 33598 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wimauma, Florida and the surrounding Hillsborough county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
% 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around Wimauma, Florida 33598
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wimauma, Florida 33598, we have compiled a list of top refinance brokers to assist you in the process.
Michele Peral
Mortgage Banker
1208 E. Kennedy Boulevard
Tampa, FL 33598
(813) 892-1016
micheleperal@atlanticbay.com
Michael Whitehead
Sales Manager
1208 E. Kennedy Blvd
Tampa, FL 33598
(813) 616-2689
michaelwhitehead@atlanticbay.com
Kristine Bredeau
Loan Officer
4600 W Cypress St #465
Tampa, FL 33598
(813) 379-3180
KristineBredeau@eaglehm.com
Tommy Gainer
Loan Officer
4600 W Cypress St #465
Tampa, FL 33598
(813) 261-4777
TommyGainer@eaglehm.com
Adam Mervine
Loan Officer
4600 W Cypress St #465
Tampa, FL 33598
(813) 261-7900
AdamMervine@eaglehm.com
Address
1208 E. Kennedy Boulevard
Tampa, FL
Contact
(813) 892-1016
Fax (301) 639-0804
micheleperal@atlanticbay.com
Address
1208 E. Kennedy Blvd
Tampa, FL
Contact
(813) 616-2689
Fax (301) 639-0804
michaelwhitehead@atlanticbay.com
Address
4600 W Cypress St #465
Tampa, FL
Contact
(813) 379-3180
Fax (301) 639-0804
KristineBredeau@eaglehm.com