Compare Today’s Refinance Rates for Atlanta, Georgia 30315
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Atlanta, Georgia 30315.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Atlanta, Georgia 30315. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,950 or $8 per month in Atlanta and other parts of Fulton county.
Summary of Average Refinances in Atlanta, Georgia 30315
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Interactive Refinance Rate Projections for Atlanta, Georgia 30315
Pureloan has developed an interactive chart to monitor the five largest local lenders in Atlanta, GA 30315, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Atlanta, Georgia 30315 from 2024 - 2016
The following historical data provides insights into refinancing trends in Atlanta, Georgia and the surrounding Fulton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 52.02% | 60.15% | 63.23% | 51.66% | 54.84% | 51.30% | 49.90% | 57.34% | |
avg refi rate | 3.97% | 3.88% | 4.04% | 4.46% | 3.70% | 3.88% | 4.49% | 4.83% | |
% 15 year fixed refinance | 35.67% | 28.92% | 26.63% | 35.54% | 36.21% | 35.79% | 37.07% | 30.50% | |
avg refi rate | 3.18% | 3.12% | 3.26% | 3.53% | 3.01% | 3.25% | 3.76% | 4.25% | |
Avg credit score | 757.56 | 759.76 | 762.65 | 756.11 | 770.46 | 775.52 | 772.70 | 771.23 | |
Avg LTV (loan to value) | 64.38% | 66.59% | 68.81% | 69.48% | 66.38% | 63.98% | 62.27% | 61.85% | |
Avg DTI (debt to income) | 31.20 | 30.26 | 30.54 | 30.09 | 28.08 | 27.64 | 28.84 | 28.71 | |
Avg refinance insurance % | 2.04% | 2.36% | 3.30% | 3.70% | 2.52% | 1.61% | 1.23% | 1.22% |
Best Refinance Brokers around Atlanta, Georgia 30315
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Atlanta, Georgia 30315, we have compiled a list of top refinance brokers to assist you in the process.
Debra Taylor
Loan Officer
415 E. Paces Ferry Road
Atlanta, GA 30315
(404) 266-4580
debra.taylor@statebt.com
Savannah Pooler
Loan Officer
415 E. Paces Ferry Road
Atlanta, GA 30315
(404) 266-4580
savannah.pooler@statebt.com
Patti Plummer
Loan Officer
415 E. Paces Ferry Road
Atlanta, GA 30315
(404) 266-4580
patti.plummer@statebt.com
Macon Middle
Loan Officer
415 E. Paces Ferry Road
Atlanta, GA 30315
(404) 266-4580
macon.middle@statebt.com
Ed Leonardi
Loan Officer
415 E. Paces Ferry Road
Atlanta, GA 30315
(404) 266-4580
ed.leonardi@statebt.com
Address
415 E. Paces Ferry Road
Atlanta, GA
Contact
(404) 266-4580
Fax (301) 639-0804
debra.taylor@statebt.com
Address
415 E. Paces Ferry Road
Atlanta, GA
Contact
(404) 266-4580
Fax (301) 639-0804
savannah.pooler@statebt.com
Address
415 E. Paces Ferry Road
Atlanta, GA
Contact
(404) 266-4580
Fax (301) 639-0804
patti.plummer@statebt.com