Compare Today’s Refinance Rates for Atlanta, Georgia 30315

Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Atlanta, Georgia 30315.

Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Atlanta, Georgia 30315. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,950 or $8 per month in Atlanta and other parts of Fulton county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.705062 -84.380771 12606

Summary of Average Refinances in Atlanta, Georgia 30315

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Atlanta, Georgia 30315

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Atlanta, GA 30315, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Atlanta, Georgia 30315

Atlanta is the capital and most populous city of the U.S. state of Georgia. It is the seat of Fulton County, the most populous county in Georgia, although a portion of the city extends into neighboring DeKalb County. Read more

Atlanta is the capital and most populous city of the U.S. state of Georgia. It is the seat of Fulton County, the most populous county in Georgia, although a portion of the city extends into neighboring DeKalb County. With a population of 498,715 living within the city limits, it is the eighth most populous city in the Southeast and 38th most populous city in the United States according to the 2020 U.S. census. It is the core of the much larger Atlanta metropolitan area, which is home to more than 6.1 million people, making it the eighth-largest metropolitan area in the United States. Situated among the foothills of the Appalachian Mountains at an elevation of just over 1,000 feet above sea level, it features unique topography that includes rolling hills, lush greenery, and the most dense urban tree coverage of any major city in the United States.Atlanta was originally founded as the terminus of a major state-sponsored railroad, but it soon became the convergence point among several railroads, spurring its rapid growth. The largest was the Western and Atlantic Railroad, from which the name "Atlanta" is derived, signifying the city's growing reputation as a major hub of transportation. During the American Civil War, it served a strategically important role for the Confederacy until it was captured in 1864. The city was almost entirely burned to the ground during General William T. Sherman's March to the Sea. However, the city rebounded dramatically in the post-war period and quickly became a national industrial center and the unofficial capital of the "New South". After World War II, it also became a manufacturing and technology hub. During the 1950s and 1960s, it became a major organizing center of the American Civil Rights Movement, with Martin Luther King Jr., Ralph David Abernathy, and many other locals becoming prominent figures in the movement's leadership. In the modern era, Atlanta has stayed true to its reputation as a major center of transportation, with Hartsfield-Jackson International Airport becoming the world's busiest airport in the country by passenger traffic in 1998.With a gross domestic product of $406 billion, Atlanta has the tenth largest economy of cities in the U.S. and the 20th largest in the world. Its economy is considered diverse, with dominant sectors in industries including transportation, aerospace, logistics, healthcare, news and media operations, film and television production, information technology, finance, and biomedical research and public policy. The gentrification of some of its neighborhoods, initially spurred by the 1996 Summer Olympics, has intensified in the 21st century with the growth of the Atlanta Beltline. This has altered its demographics, politics, aesthetics, and culture. Read less

Historical Refinance Rates in Atlanta, Georgia 30315 from 2024 - 2016

The following historical data provides insights into refinancing trends in Atlanta, Georgia and the surrounding Fulton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 52.02% 60.15% 63.23% 51.66% 54.84% 51.30% 49.90% 57.34%
avg refi rate 3.97% 3.88% 4.04% 4.46% 3.70% 3.88% 4.49% 4.83%
% 15 year fixed refinance 35.67% 28.92% 26.63% 35.54% 36.21% 35.79% 37.07% 30.50%
avg refi rate 3.18% 3.12% 3.26% 3.53% 3.01% 3.25% 3.76% 4.25%
Avg credit score 757.56 759.76 762.65 756.11 770.46 775.52 772.70 771.23
Avg LTV (loan to value) 64.38% 66.59% 68.81% 69.48% 66.38% 63.98% 62.27% 61.85%
Avg DTI (debt to income) 31.20 30.26 30.54 30.09 28.08 27.64 28.84 28.71
Avg refinance insurance % 2.04% 2.36% 3.30% 3.70% 2.52% 1.61% 1.23% 1.22%

Source: Financial Report of the US Government

Best Refinance Brokers around Atlanta, Georgia 30315

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Atlanta, Georgia 30315, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Debra Taylor

Loan Officer

415 E. Paces Ferry Road

Atlanta, GA 30315

(404) 266-4580

debra.taylor@statebt.com

Savannah Pooler

Loan Officer

415 E. Paces Ferry Road

Atlanta, GA 30315

(404) 266-4580

savannah.pooler@statebt.com

Patti Plummer

Loan Officer

415 E. Paces Ferry Road

Atlanta, GA 30315

(404) 266-4580

patti.plummer@statebt.com

Macon Middle

Loan Officer

415 E. Paces Ferry Road

Atlanta, GA 30315

(404) 266-4580

macon.middle@statebt.com

Ed Leonardi

Loan Officer

415 E. Paces Ferry Road

Atlanta, GA 30315

(404) 266-4580

ed.leonardi@statebt.com

Address

415 E. Paces Ferry Road

Atlanta, GA

Contact

(404) 266-4580

Fax (301) 639-0804

debra.taylor@statebt.com

Address

415 E. Paces Ferry Road

Atlanta, GA

Contact

(404) 266-4580

Fax (301) 639-0804

savannah.pooler@statebt.com

Address

415 E. Paces Ferry Road

Atlanta, GA

Contact

(404) 266-4580

Fax (301) 639-0804

patti.plummer@statebt.com

Refinancing News for Atlanta, Georgia 30315