Compare Today’s Refinance Rates for Boston, Georgia 31626
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Boston, Georgia 31626.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Boston, Georgia 31626. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,779 or $13 per month in Boston and other parts of Thomas county.
30.785547
-83.797085
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Summary of Average Refinances in Boston, Georgia 31626
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Boston, Georgia 31626
Pureloan has developed an interactive chart to monitor the five largest local lenders in Boston, GA 31626, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Boston, Georgia 31626 from 2024 - 2016
The following historical data provides insights into refinancing trends in Boston, Georgia and the surrounding Thomas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.00% | 61.52% | 51.42% | 53.11% | 61.09% | 68.94% | 56.56% | 58.42% | 61.96% |
| avg refi rate | 6.18% | 4.05% | 3.00% | 3.30% | 4.41% | 4.53% | 4.11% | 3.94% | 4.04% |
| % 15 year fixed refinance | 6.67% | 25.18% | 30.87% | 30.95% | 29.29% | 21.28% | 30.77% | 27.72% | 26.67% |
| avg refi rate | 5.62% | 2.87% | 2.48% | 2.78% | 3.73% | 4.10% | 3.40% | 3.06% | 3.21% |
| Avg credit score | 752.12 | 737.03 | 750.72 | 754.10 | 745.08 | 747.08 | 750.23 | 744.23 | 749.63 |
| Avg LTV (loan to value) | 65.33% | 65.68% | 68.28% | 70.97% | 73.27% | 73.90% | 73.24% | 75.70% | 74.14% |
| Avg DTI (debt to income) | 35.33 | 34.13 | 31.80 | 31.32 | 33.08 | 32.76 | 31.83 | 32.60 | 31.99 |
| Avg refinance insurance % | 6.02% | 2.29% | 2.82% | 4.37% | 5.24% | 6.11% | 6.04% | 6.92% | 5.64% |
Best Refinance Brokers around Boston, Georgia 31626
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Boston, Georgia 31626, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
M Sumner
Loan Officer
301 S Davis St
Nashville, GA 31626
(229) 247-5266
msumner@nhcbanking.com
H.Steven Perry
Loan Officer
301 S Davis St
Nashville, GA 31626
(229) 247-5266
sperry@nhcbanking.com
Robert Griner
Loan Officer
301 S Davis St
Nashville, GA 31626
(229) 247-5266
rgriner@nhcbanking.com
Robert Watson
Loan Officer
301 S Davis St
Nashville, GA 31626
(229) 247-5266
rwatson@nhcbanking.com
Sarah Odom
Loan Officer
301 S Davis St
Nashville, GA 31626
(229) 247-5266
sodom@nhcbanking.com
Address
301 S Davis St
Nashville, GA
Contact
(229) 247-5266
Fax (301) 639-0804
msumner@nhcbanking.com
Address
301 S Davis St
Nashville, GA
Contact
(229) 247-5266
Fax (301) 639-0804
sperry@nhcbanking.com
Address
301 S Davis St
Nashville, GA
Contact
(229) 247-5266
Fax (301) 639-0804
rgriner@nhcbanking.com