Compare Today’s Refinance Rates for Columbus, Georgia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Columbus, Georgia 31902. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Columbus and other areas of Muscogee county, expected lifetime cash savings are $3,368 or $9 / month.

For Columbus, Georgia 31902, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Columbus, Georgia 31902

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Columbus, GA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Columbus, GA 31902, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Columbus, GA

Refinance Rates for Columbus, Georgia 31902 from 2013 - 2020

Below are historical data on refinancing in Columbus, Georgia and around Muscogee county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 56.57% 48.58% 45.71% 49.64% 54.65% 53.96% 54.82% 53.51%
avg refi rate 4.81% 4.56% 3.88% 3.72% 4.49% 4.09% 3.90% 4.05%
% 15 year fixed refinance 30.41% 33.10% 32.90% 37.48% 36.05% 29.74% 26.51% 32.43%
avg refi rate 4.17% 3.78% 3.22% 2.98% 3.61% 3.26% 3.09% 3.23%
Avg credit score 761.25 761.86 766.00 764.08 752.20 752.72 750.27 755.20
Avg LTV (loan to value) 68.30% 68.15% 70.84% 70.43% 72.93% 74.75% 75.63% 73.60%
Avg DTI (debt to income) 30.38 30.82 30.14 30.53 32.22 32.34 33.32 32.89
Avg refinance insurance % 1.53% 2.17% 3.48% 3.51% 5.14% 5.94% 6.54% 4.19%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Columbus, Georgia 31902

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Columbus, Georgia 31902, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Anita Rabon

Loan Officer

5771 Veterans Pkwy # B

Columbus, GA 31902

(706) 322-1800

arabon@firstbankonline.com

Mona Love

Loan Officer

5771 Veterans Pkwy # B

Columbus, GA 31902

(706) 577-6694

mlove@firstbankonline.com

Michelle Frander

Loan Officer

5771 Veterans Pkwy # B

Columbus, GA 31902

(706) 322-1800

mfrander@firstbankonline.com

Kimberly Northrup

Mortgage Lenders

5555 Whittlesey Blvd

Columbus, GA 31902

(706) 984-6772

kimberly.northrup@regions.com

Richard Key

Loan Officer

5820 Veterans Parkway

Columbus, GA 31902

(762) 208-3789

rkey@guildmortgage.com

Address

5771 Veterans Pkwy # B

Columbus, GA

Contact

(706) 322-1800

Fax (301) 639-0804

arabon@firstbankonline.com

Address

5771 Veterans Pkwy # B

Columbus, GA

Contact

(706) 577-6694

Fax (301) 639-0804

mlove@firstbankonline.com

Address

5771 Veterans Pkwy # B

Columbus, GA

Contact

(706) 322-1800

Fax (301) 639-0804

mfrander@firstbankonline.com

Refinancing News for Columbus, Georgia 31902