Compare Today’s Refinance Rates for Dallas, Georgia 30157
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Dallas, Georgia 30157.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,147 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Dallas and other areas of Paulding county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Dallas, Georgia 30157
Become a certified mortgage expert on Pureloan.com
in Dallas, Georgia 30157
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Dallas, Georgia 30157
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dallas, GA 30157, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dallas, Georgia 30157 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dallas, Georgia and the surrounding Paulding county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 52.02% | 60.15% | 63.23% | 51.66% | 54.84% | 51.30% | 49.90% | 57.34% | |
avg refi rate | 3.97% | 3.88% | 4.04% | 4.46% | 3.70% | 3.88% | 4.49% | 4.83% | |
% 15 year fixed refinance | 35.67% | 28.92% | 26.63% | 35.54% | 36.21% | 35.79% | 37.07% | 30.50% | |
avg refi rate | 3.18% | 3.12% | 3.26% | 3.53% | 3.01% | 3.25% | 3.76% | 4.25% | |
Avg credit score | 757.56 | 759.76 | 762.65 | 756.11 | 770.46 | 775.52 | 772.70 | 771.23 | |
Avg LTV (loan to value) | 64.38% | 66.59% | 68.81% | 69.48% | 66.38% | 63.98% | 62.27% | 61.85% | |
Avg DTI (debt to income) | 31.20 | 30.26 | 30.54 | 30.09 | 28.08 | 27.64 | 28.84 | 28.71 | |
Avg refinance insurance % | 2.04% | 2.36% | 3.30% | 3.70% | 2.52% | 1.61% | 1.23% | 1.22% |
Best Refinance Brokers around Dallas, Georgia 30157
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dallas, Georgia 30157, we have compiled a list of top refinance brokers to assist you in the process.
Debbi Lindsay
Branch Manager
202 Hardee St.
Dallas, GA 30157
(770) 630-5256
debbi.lindsay@homestarfc.com
Brittany McCorkle
Mortgage Loan Originator
202 Hardee St.
Dallas, GA 30157
(770) 701-4148
brittany.mccorkle@homestarfc.com
Vickie Hill
Mortgage Loan Originators
701 Broad St
Rome, GA 30157
(706) 291-5088
vickiehill@synovusmortgage.com
Lisa Hill
Mortgage Loan Originator
339 Broad Street
Rome, GA 30157
(770) 547-2333
lisa.hill@homestarfc.com
Sonya Blankenship
Branch Manager
339 Broad Street
Rome, GA 30157
(770) 773-6979
sonya.blankenship@homestarfc.com
Address
202 Hardee St.
Dallas, GA
Contact
(770) 630-5256
Fax (301) 639-0804
debbi.lindsay@homestarfc.com
Address
202 Hardee St.
Dallas, GA
Contact
(770) 701-4148
Fax (301) 639-0804
brittany.mccorkle@homestarfc.com
Address
701 Broad St
Rome, GA
Contact
(706) 291-5088
Fax (301) 639-0804
vickiehill@synovusmortgage.com