Compare Today’s Refinance Rates for Evans, Georgia 30809
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Evans, Georgia 30809.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,841 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Evans and other areas of Columbia county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Evans, Georgia 30809
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Interactive Refinance Rate Projections for Evans, Georgia 30809
Pureloan has developed an interactive chart to monitor the five largest local lenders in Evans, GA 30809, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Evans, Georgia 30809 from 2024 - 2016
The following historical data provides insights into refinancing trends in Evans, Georgia and the surrounding Columbia county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 45.90% | 62.00% | 55.70% | 50.63% | 38.78% | 40.80% | 53.80% | 57.02% | |
avg refi rate | 3.93% | 3.81% | 4.14% | 4.47% | 3.77% | 3.85% | 4.52% | 4.72% | |
% 15 year fixed refinance | 49.18% | 29.33% | 31.65% | 37.97% | 45.92% | 46.55% | 30.43% | 31.82% | |
avg refi rate | 3.18% | 3.17% | 3.35% | 3.55% | 2.95% | 3.24% | 3.80% | 4.11% | |
Avg credit score | 746.26 | 748.09 | 747.78 | 748.10 | 761.72 | 765.07 | 758.71 | 756.41 | |
Avg LTV (loan to value) | 74.11% | 73.36% | 75.70% | 74.96% | 70.79% | 70.80% | 70.67% | 69.20% | |
Avg DTI (debt to income) | 33.10 | 31.68 | 32.73 | 32.95 | 30.32 | 29.44 | 29.01 | 31.20 | |
Avg refinance insurance % | 5.18% | 4.75% | 7.47% | 5.52% | 4.13% | 3.51% | 4.43% | 2.15% |
Best Refinance Brokers around Evans, Georgia 30809
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Evans, Georgia 30809, we have compiled a list of top refinance brokers to assist you in the process.
Tina Wiggins
Loan Officer
205 Addison Square, Suite 3
Evans, GA 30809
(706) 842-2522
tina.wiggins@vu.com
Jennifer Stewart
Branch Manager
205 Addison Square, Suite 3
Evans, GA 30809
(706) 842-2522
jennifer.stewart@vu.com
Mike Ritz
Branch Manager
205 Addison Square, Suite 3
Evans, GA 30809
(706) 842-2522
mike.ritz@vu.com
Denise Defilippo
Loan Officer
205 Addison Square, Suite 3
Evans, GA 30809
(706) 842-2522
denise.defilippo@vu.com
Brandon Conyers
Loan Officer
205 Addison Square, Suite 3
Evans, GA 30809
(706) 842-2522
brandon.conyers@vu.com
Address
205 Addison Square, Suite 3
Evans, GA
Contact
(706) 842-2522
Fax (301) 639-0804
tina.wiggins@vu.com
Address
205 Addison Square, Suite 3
Evans, GA
Contact
(706) 842-2522
Fax (301) 639-0804
jennifer.stewart@vu.com
Address
205 Addison Square, Suite 3
Evans, GA
Contact
(706) 842-2522
Fax (301) 639-0804
mike.ritz@vu.com