Compare Today’s Refinance Rates for Jefferson, Georgia 30549
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jefferson, Georgia 30549.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,666 over the lifetime of your mortgage, which translates to a monthly savings of $24 in Jefferson and other areas of Jackson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Jefferson, Georgia 30549
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Interactive Refinance Rate Projections for Jefferson, Georgia 30549
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jefferson, GA 30549, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jefferson, Georgia 30549 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jefferson, Georgia and the surrounding Jackson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.31% | 57.16% | 55.44% | 57.32% | 52.55% | 51.02% | 57.48% | 60.72% | |
avg refi rate | 4.03% | 3.94% | 4.13% | 4.47% | 3.76% | 3.86% | 4.55% | 4.80% | |
% 15 year fixed refinance | 30.82% | 30.51% | 32.87% | 34.00% | 36.21% | 37.39% | 30.73% | 27.22% | |
avg refi rate | 3.21% | 3.17% | 3.32% | 3.51% | 3.01% | 3.17% | 3.78% | 4.22% | |
Avg credit score | 752.10 | 753.58 | 756.72 | 756.27 | 765.94 | 771.73 | 767.35 | 767.40 | |
Avg LTV (loan to value) | 69.43% | 70.81% | 71.17% | 70.61% | 68.37% | 67.25% | 67.06% | 64.79% | |
Avg DTI (debt to income) | 32.64 | 33.27 | 32.16 | 32.06 | 30.24 | 29.75 | 31.59 | 30.94 | |
Avg refinance insurance % | 3.12% | 3.53% | 4.03% | 4.04% | 2.30% | 1.75% | 1.41% | 0.93% |
Best Refinance Brokers around Jefferson, Georgia 30549
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jefferson, Georgia 30549, we have compiled a list of top refinance brokers to assist you in the process.
Ana Campa
Loan Officer
3730 Village Way
Braselton, GA 30549
(770) 503-0380
acampa@homestarfc.com
Megan King
Loan Officer
3730 Village Way
Braselton, GA 30549
(678) 677-8098
mking@homestarfc.com
Dawn Kendall
Loan Officer
3730 Village Way
Braselton, GA 30549
(770) 780-7368
dawn@homestarfc.com
Jerry Stover
Loan Officer
3730 Village Way
Braselton, GA 30549
(678) 677-8098
jstover@homestarfc.com
Monica Mudie
Loan Officer
3730 Village Way
Braselton, GA 30549
(678) 669-2192
mmudie@homestarfc.com
Address
3730 Village Way
Braselton, GA
Contact
(770) 503-0380
Fax (301) 639-0804
acampa@homestarfc.com
Address
3730 Village Way
Braselton, GA
Contact
(678) 677-8098
Fax (301) 639-0804
mking@homestarfc.com
Address
3730 Village Way
Braselton, GA
Contact
(770) 780-7368
Fax (301) 639-0804
dawn@homestarfc.com