Compare Today’s Refinance Rates for Macon, Georgia 31207
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Macon, Georgia 31207.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,600 over the lifetime of your mortgage, which translates to a monthly savings of $24 in Macon and other areas of Bibb county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Macon, Georgia 31207
Become a certified mortgage expert on Pureloan.com
in Macon, Georgia 31207
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Macon, Georgia 31207
Pureloan has developed an interactive chart to monitor the five largest local lenders in Macon, GA 31207, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Macon, Georgia 31207 from 2024 - 2016
The following historical data provides insights into refinancing trends in Macon, Georgia and the surrounding Bibb county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 61.52% | 51.42% | 53.11% | 61.09% | 68.94% | 56.56% | 58.42% | 61.96% |
avg refi rate | 6.18% | 4.05% | 3.00% | 3.30% | 4.41% | 4.53% | 4.11% | 3.94% | 4.04% |
% 15 year fixed refinance | 6.67% | 25.18% | 30.87% | 30.95% | 29.29% | 21.28% | 30.77% | 27.72% | 26.67% |
avg refi rate | 5.62% | 2.87% | 2.48% | 2.78% | 3.73% | 4.10% | 3.40% | 3.06% | 3.21% |
Avg credit score | 752.12 | 737.03 | 750.72 | 754.10 | 745.08 | 747.08 | 750.23 | 744.23 | 749.63 |
Avg LTV (loan to value) | 65.33% | 65.68% | 68.28% | 70.97% | 73.27% | 73.90% | 73.24% | 75.70% | 74.14% |
Avg DTI (debt to income) | 35.33 | 34.13 | 31.80 | 31.32 | 33.08 | 32.76 | 31.83 | 32.60 | 31.99 |
Avg refinance insurance % | 6.02% | 2.29% | 2.82% | 4.37% | 5.24% | 6.11% | 6.04% | 6.92% | 5.64% |
Best Refinance Brokers around Macon, Georgia 31207
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Macon, Georgia 31207, we have compiled a list of top refinance brokers to assist you in the process.
Dee Norman
Mortgage Loan Officer
4361 Rivoli Drive
Macon, GA 31207
(478) 971-8038
dnorman@bankpfb.com
Lyn Collins
Loan Officer Assistant
4361 Rivoli Drive
Macon, GA 31207
(478) 971-8038
lcollins@bankpfb.com
Leigh Mead
Mortgage Loan Orginator
4361 Rivoli Drive
Macon, GA 31207
(478) 355-7635
lmead@bankpfb.com
Tamera Harrison
Mortgage Loan Officer
4361 Rivoli Drive
Macon, GA 31207
(478) 355-7635
tharrison@bankpfb.com
Mike Kaplan
Loan Officer
Po Box 28530
Macon, GA 31207
(478) 405-4167
mkaplan@bbandt.com
Address
4361 Rivoli Drive
Macon, GA
Contact
(478) 971-8038
Fax (301) 639-0804
dnorman@bankpfb.com
Address
4361 Rivoli Drive
Macon, GA
Contact
(478) 971-8038
Fax (301) 639-0804
lcollins@bankpfb.com
Address
4361 Rivoli Drive
Macon, GA
Contact
(478) 355-7635
Fax (301) 639-0804
lmead@bankpfb.com