Compare Today’s Refinance Rates for Midland, Georgia 31820
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Midland, Georgia 31820.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Midland, Georgia 31820. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,666 or $24 per month in Midland and other parts of Muscogee county.
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Summary of Average Refinances in Midland, Georgia 31820
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Interactive Refinance Rate Projections for Midland, Georgia 31820
Pureloan has developed an interactive chart to monitor the five largest local lenders in Midland, GA 31820, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Midland, Georgia 31820 from 2024 - 2016
The following historical data provides insights into refinancing trends in Midland, Georgia and the surrounding Muscogee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 90.00% | 61.52% | 51.42% | 53.11% | 61.09% | 68.94% | 56.56% | 58.42% | 61.96% |
avg refi rate | 6.18% | 4.05% | 3.00% | 3.30% | 4.41% | 4.53% | 4.11% | 3.94% | 4.04% |
% 15 year fixed refinance | 6.67% | 25.18% | 30.87% | 30.95% | 29.29% | 21.28% | 30.77% | 27.72% | 26.67% |
avg refi rate | 5.62% | 2.87% | 2.48% | 2.78% | 3.73% | 4.10% | 3.40% | 3.06% | 3.21% |
Avg credit score | 752.12 | 737.03 | 750.72 | 754.10 | 745.08 | 747.08 | 750.23 | 744.23 | 749.63 |
Avg LTV (loan to value) | 65.33% | 65.68% | 68.28% | 70.97% | 73.27% | 73.90% | 73.24% | 75.70% | 74.14% |
Avg DTI (debt to income) | 35.33 | 34.13 | 31.80 | 31.32 | 33.08 | 32.76 | 31.83 | 32.60 | 31.99 |
Avg refinance insurance % | 6.02% | 2.29% | 2.82% | 4.37% | 5.24% | 6.11% | 6.04% | 6.92% | 5.64% |
Best Refinance Brokers around Midland, Georgia 31820
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Midland, Georgia 31820, we have compiled a list of top refinance brokers to assist you in the process.
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