Compare Today’s Refinance Rates for Oakwood, Georgia 30566
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Oakwood, Georgia 30566.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Oakwood, Georgia 30566. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,604 or $16 per month in Oakwood and other parts of Hall county.
Summary of Average Refinances in Oakwood, Georgia 30566
Become a certified mortgage expert on Pureloan.com
in Oakwood, Georgia 30566
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Oakwood, Georgia 30566
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oakwood, GA 30566, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oakwood, Georgia 30566 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oakwood, Georgia and the surrounding Hall county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.31% | 57.16% | 55.44% | 57.32% | 52.55% | 51.02% | 57.48% | 60.72% | |
avg refi rate | 4.03% | 3.94% | 4.13% | 4.47% | 3.76% | 3.86% | 4.55% | 4.80% | |
% 15 year fixed refinance | 30.82% | 30.51% | 32.87% | 34.00% | 36.21% | 37.39% | 30.73% | 27.22% | |
avg refi rate | 3.21% | 3.17% | 3.32% | 3.51% | 3.01% | 3.17% | 3.78% | 4.22% | |
Avg credit score | 752.10 | 753.58 | 756.72 | 756.27 | 765.94 | 771.73 | 767.35 | 767.40 | |
Avg LTV (loan to value) | 69.43% | 70.81% | 71.17% | 70.61% | 68.37% | 67.25% | 67.06% | 64.79% | |
Avg DTI (debt to income) | 32.64 | 33.27 | 32.16 | 32.06 | 30.24 | 29.75 | 31.59 | 30.94 | |
Avg refinance insurance % | 3.12% | 3.53% | 4.03% | 4.04% | 2.30% | 1.75% | 1.41% | 0.93% |
Best Refinance Brokers around Oakwood, Georgia 30566
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oakwood, Georgia 30566, we have compiled a list of top refinance brokers to assist you in the process.
Austin Richardson
Loan Officer
324 N. Dale Mabry, Suite 100
Tampa, FL 30566
(813) 345-5960
austin.richardson@fembi.com
Christian Rodriguez
Loan Officer
324 N. Dale Mabry, Suite 100
Tampa, FL 30566
(800) 973-3624
christian.rodriguez@fembi.com
Bobbie Metheny
Branch Manager
20 W May St
Winder, GA 30566
(404) 553-2000
bobbie.metheny@lionbank.com
Andy Eastman
Mortgage Banker
1045 S Milledge Ave Ste 200
Athens, GA 30566
(706) 546-0153
andy.eastman@lionbank.com
Joe Bishop
Mortgage Banker
1045 S Milledge Ave
Athens, GA 30566
(706) 546-0153
joe.bishop@lionbank.com
Address
324 N. Dale Mabry, Suite 100
Tampa, FL
Contact
(813) 345-5960
Fax (301) 639-0804
austin.richardson@fembi.com
Address
324 N. Dale Mabry, Suite 100
Tampa, FL
Contact
(800) 973-3624
Fax (301) 639-0804
christian.rodriguez@fembi.com
Address
20 W May St
Winder, GA
Contact
(404) 553-2000
Fax (301) 639-0804
bobbie.metheny@lionbank.com