Compare Today’s Refinance Rates for Quitman, Georgia 31643
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Quitman, Georgia 31643.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,604 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Quitman and other areas of Brooks county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Quitman, Georgia 31643
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Interactive Refinance Rate Projections for Quitman, Georgia 31643
Pureloan has developed an interactive chart to monitor the five largest local lenders in Quitman, GA 31643, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Quitman, Georgia 31643 from 2024 - 2016
The following historical data provides insights into refinancing trends in Quitman, Georgia and the surrounding Brooks county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 61.52% | 51.42% | 53.11% | 61.09% | 68.94% | 56.56% | 58.42% | 61.96% |
avg refi rate | 6.18% | 4.05% | 3.00% | 3.30% | 4.41% | 4.53% | 4.11% | 3.94% | 4.04% |
% 15 year fixed refinance | 6.67% | 25.18% | 30.87% | 30.95% | 29.29% | 21.28% | 30.77% | 27.72% | 26.67% |
avg refi rate | 5.62% | 2.87% | 2.48% | 2.78% | 3.73% | 4.10% | 3.40% | 3.06% | 3.21% |
Avg credit score | 752.12 | 737.03 | 750.72 | 754.10 | 745.08 | 747.08 | 750.23 | 744.23 | 749.63 |
Avg LTV (loan to value) | 65.33% | 65.68% | 68.28% | 70.97% | 73.27% | 73.90% | 73.24% | 75.70% | 74.14% |
Avg DTI (debt to income) | 35.33 | 34.13 | 31.80 | 31.32 | 33.08 | 32.76 | 31.83 | 32.60 | 31.99 |
Avg refinance insurance % | 6.02% | 2.29% | 2.82% | 4.37% | 5.24% | 6.11% | 6.04% | 6.92% | 5.64% |
Best Refinance Brokers around Quitman, Georgia 31643
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Quitman, Georgia 31643, we have compiled a list of top refinance brokers to assist you in the process.
sylvia Roberts
Mortgage Lenders
245 NE Railroad St
Alapaha, GA 31643
(229) 532-6115
sRoberts@bankofalapaha.com
Sharon Sumner
Mortgage Lenders
245 NE Railroad St
Alapaha, GA 31643
(229) 532-6115
SSumner@bankofalapaha.com
M Sumner
Loan Officer
301 S Davis St
Nashville, GA 31643
(229) 247-5266
msumner@nhcbanking.com
H.Steven Perry
Loan Officer
301 S Davis St
Nashville, GA 31643
(229) 247-5266
sperry@nhcbanking.com
Robert Griner
Loan Officer
301 S Davis St
Nashville, GA 31643
(229) 247-5266
rgriner@nhcbanking.com
Address
245 NE Railroad St
Alapaha, GA
Contact
(229) 532-6115
Fax (301) 639-0804
sRoberts@bankofalapaha.com
Address
245 NE Railroad St
Alapaha, GA
Contact
(229) 532-6115
Fax (301) 639-0804
SSumner@bankofalapaha.com
Address
301 S Davis St
Nashville, GA
Contact
(229) 247-5266
Fax (301) 639-0804
msumner@nhcbanking.com