Compare Today’s Refinance Rates for Red Oak, Georgia 30272
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Red Oak, Georgia 30272.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,604 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Red Oak and other areas of Fulton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Red Oak, Georgia 30272
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Interactive Refinance Rate Projections for Red Oak, Georgia 30272
Pureloan has developed an interactive chart to monitor the five largest local lenders in Red Oak, GA 30272, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Red Oak, Georgia 30272 from 2024 - 2016
The following historical data provides insights into refinancing trends in Red Oak, Georgia and the surrounding Fulton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 52.02% | 60.15% | 63.23% | 51.66% | 54.84% | 51.30% | 49.90% | 57.34% | |
avg refi rate | 3.97% | 3.88% | 4.04% | 4.46% | 3.70% | 3.88% | 4.49% | 4.83% | |
% 15 year fixed refinance | 35.67% | 28.92% | 26.63% | 35.54% | 36.21% | 35.79% | 37.07% | 30.50% | |
avg refi rate | 3.18% | 3.12% | 3.26% | 3.53% | 3.01% | 3.25% | 3.76% | 4.25% | |
Avg credit score | 757.56 | 759.76 | 762.65 | 756.11 | 770.46 | 775.52 | 772.70 | 771.23 | |
Avg LTV (loan to value) | 64.38% | 66.59% | 68.81% | 69.48% | 66.38% | 63.98% | 62.27% | 61.85% | |
Avg DTI (debt to income) | 31.20 | 30.26 | 30.54 | 30.09 | 28.08 | 27.64 | 28.84 | 28.71 | |
Avg refinance insurance % | 2.04% | 2.36% | 3.30% | 3.70% | 2.52% | 1.61% | 1.23% | 1.22% |
Best Refinance Brokers around Red Oak, Georgia 30272
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Red Oak, Georgia 30272, we have compiled a list of top refinance brokers to assist you in the process.
Andy Green
Mortgage Loan Officer
6375 Highway 85
Riverdale, GA 30272
(770) 716-4030
hgreen@bbandt.com
Brad Bross
Licensed Mortgage Professional
3060 Peachtree Rd Nw #500
Ga, AZ 30272
(704) 281-3808
brad.bross@angeloakhomeloans.com
Jason Tucker
Licensed Sales Manager
3060 Peachtree Rd Nw #500
Ga, AZ 30272
jason.tucker@angeloakhomeloans.com
Dan Pettee
Mortgage Counselor Direct
5775-D Glenridge Drive, Suite 200
Atlanta, GA 30272
(404) 847-2525
dan.pettee@metrobrokers.com
Deadra Mccrary
Mortgage Counselor Direct
5775-D Glenridge Drive, Suite 200
Atlanta, GA 30272
(404) 847-2525
deadra.mccrary@metrobrokers.com
Address
6375 Highway 85
Riverdale, GA
Contact
(770) 716-4030
Fax (301) 639-0804
hgreen@bbandt.com
Address
3060 Peachtree Rd Nw #500
Ga, AZ
Contact
(704) 281-3808
Fax (301) 639-0804
brad.bross@angeloakhomeloans.com
Address
3060 Peachtree Rd Nw #500
Ga, AZ
Contact
Fax (301) 639-0804
jason.tucker@angeloakhomeloans.com