Compare Today’s Refinance Rates for Rochelle, Georgia 31079
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Rochelle, Georgia 31079.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Rochelle, Georgia 31079. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,427 or $21 per month in Rochelle and other parts of Wilcox county.
Summary of Average Refinances in Rochelle, Georgia 31079
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Interactive Refinance Rate Projections for Rochelle, Georgia 31079
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rochelle, GA 31079, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rochelle, Georgia 31079 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rochelle, Georgia and the surrounding Wilcox county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.00% | 61.52% | 51.42% | 53.11% | 61.09% | 68.94% | 56.56% | 58.42% | 61.96% |
| avg refi rate | 6.18% | 4.05% | 3.00% | 3.30% | 4.41% | 4.53% | 4.11% | 3.94% | 4.04% |
| % 15 year fixed refinance | 6.67% | 25.18% | 30.87% | 30.95% | 29.29% | 21.28% | 30.77% | 27.72% | 26.67% |
| avg refi rate | 5.62% | 2.87% | 2.48% | 2.78% | 3.73% | 4.10% | 3.40% | 3.06% | 3.21% |
| Avg credit score | 752.12 | 737.03 | 750.72 | 754.10 | 745.08 | 747.08 | 750.23 | 744.23 | 749.63 |
| Avg LTV (loan to value) | 65.33% | 65.68% | 68.28% | 70.97% | 73.27% | 73.90% | 73.24% | 75.70% | 74.14% |
| Avg DTI (debt to income) | 35.33 | 34.13 | 31.80 | 31.32 | 33.08 | 32.76 | 31.83 | 32.60 | 31.99 |
| Avg refinance insurance % | 6.02% | 2.29% | 2.82% | 4.37% | 5.24% | 6.11% | 6.04% | 6.92% | 5.64% |
Best Refinance Brokers around Rochelle, Georgia 31079
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rochelle, Georgia 31079, we have compiled a list of top refinance brokers to assist you in the process.
Bobby Taylor
Mortgage Exc
213 Independence Dr
Warner Robins, GA 31079
(478) 953-4490
btaylor@taylorhomemortgage.com
Terrence Berding
Home Mortgage Consultant
341 Margie Dr
Warner Robins, GA 31079
(478) 971-6405
terrence.berding@wellsfargo.com
David Baltz
Home Mortgage Consultant
341 Margie Dr
Warner Robins, GA 31079
(478) 971-6405
david.baltz@wellsfargo.com
Ralph Burgos
Home Mortgage Consultant
341 Margie Dr
Warner Robins, GA 31079
(478) 971-6405
ralph.burgos@wellsfargo.com
Ronald Phillips
Home Mortgage Consultant
341 Margie Dr
Warner Robins, GA 31079
(478) 971-6405
ronald.phillips@wellsfargo.com
Address
213 Independence Dr
Warner Robins, GA
Contact
(478) 953-4490
Fax (301) 639-0804
btaylor@taylorhomemortgage.com
Address
341 Margie Dr
Warner Robins, GA
Contact
(478) 971-6405
Fax (301) 639-0804
terrence.berding@wellsfargo.com
Address
341 Margie Dr
Warner Robins, GA
Contact
(478) 971-6405
Fax (301) 639-0804
david.baltz@wellsfargo.com